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Our parents took out an equity release loan in the mid-2000s. We are looking into possibly trying to pay off the amount that has now accumulated. Our family member who may be in a position to do so lives abroad and is taking advice on their end but on this end, we have no idea where to start...

You're so right, my husband thinks we should just buy anything, but I really don't want this same situation in a few years time...

Hi Petiteverdot, yes, we have an AIP letter as well, not worth the paper it's written on it would seem! Our own house sale seems to be going fine, so it's more a question of finding another house - there isn't much out there, typical for this time of year. I've spoken to another guy in the...

Yeah, they haven't asked us to sign anything like that ... and we can't get a straight answer out of them as to whether they would allow us a certain amount of time between closing on our sale and a subsequent purchase. That's their point - we are not allowed complete without having another...

Thanks so much for your reply, petiteverdot, I really appreciate it. They've never mentioned a RMB agreement, but I wonder is it possible to sell the house anyway, complete on it, and then they'll be forced to put that in place? I'm still hoping if we manage to go sale agreed on something soon...

Hi all We met with the mortgage mover sales people from Ulster Bank a few months ago and started the process of selling our house (currently in negative equity) and attempting to find and buy another house to move to. We had to apply for this negative equity mortgage with a particular house...

Hi Facetious thanks for your reply, that helps. M

Hi all Bit of advice needed. We’re looking at renting out our house. It’s on a tracker and the mortgage states we have to be the PPRs of the house to keep the tracker. We have tenants who we know and they are keen to rent the house. We will give up the mortgage interest relief (in the hope...

HI guys thanks for the replies, turns out a friend of mine has offered to do it, so am sorted. cheers Muffin

Hi all Has anyone ever used a house sitter to mind their house in Dublin? Any recommendations? thanks M

Pearl, just adding my two cents in here, I stayed in a job I disliked for a couple of years (had been there 4 already) while waiting to get pregnant. I'm now nearly 39 and still not pregnant, we've been trying nearly 4 years. I ended up moving on. I think if you can get a new job that you...

Great value Chris, how long did the bulbs take to get to you? M

Thanks Paul - I ended up buying the 6w ones with warm light, God knows what I'll get but hopefully they'll work out ok. M

What wattage Chris, 9, 6, 4 or 3??

Suzie, that website looks seriously expensive, did you pay much for your bulbs? Re the light from the LED bulbs, how is it different, is it brighter??

Tired Paul do you remember which one you went for, [broken link removed] or [broken link removed] ? thanks

Becky yeah, we only put three more in over the two lights and tehy all blew. Very frustrating. They werent' this bad when we got the lights first...lower wattage might be an idea alright. Tired Paul, I had read that about vibration too but the kitchen is a single storey extension there's no...

bq67ie, we have them in the ceiling in the living room as well but these ones don't blow too often at all hence my believing that it's the grease in the air... Becky I wouldn't fit them again but it'd be a major pain to change the lights now, am just hoping to find bulbs that actually last for...

We have two three bulb lights in the kitchen. Each light has a separate fitting with a bulb in it. They blow on a regular basis, and more recently we bought 8 of them in a pack from Homebase. They have all blown very quickly one after another. I've read that this can be down to cheap bulbs...

I resigned last year and had to wait 9 weeks to get the dole. But I'd say you should contact your local social welfare office with any documentation you had offering you the new job and see what they say... M