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  1. J

    How did people actually "lose" their tracker mortgages?

    So what about people who were "entitled" to be on a tracker mortgage? Where does that come into it?
  2. J

    How did people actually "lose" their tracker mortgages?

    How exactly did people lose their tracker mortgages? Did they fall down the back of a couch in the bank! Surely if they were on a tracker of ecb +xx and that was better than either the fixed or variable rate at the time, they would not have voluntarily switched to a different rate? Now, I'm...
  3. J

    How did banks calculate tracker rates?

    My tracker, for example is 1.1%. I was wondering for ages as to why I was contracted to this rate while others were on higher rates. It didn't seem fair until I reviewed my redress letter and then looked at the info on open24 which under the mortgage type it states that greater than 80% and less...
  4. J

    How did banks calculate tracker rates?

    I see on this forum that various people are on different tracker rates. 1.1%, 2.8%, 3.2% etc... But how did the banks calculate what rates customers would be on. What's the criteria?
  5. J

    Taking banks to high court?

    Has anyone taken any of the banks to the high court with regards the redress compensation as of yet and won or lost?
  6. J

    Courts award compensation to PTSB customers

    The money being awarded to the bankrupts in this case is actually the original compensation offered in the redress scheme. These people were not able to accept the original compensation offers by PTSB. Because they were bankrupt the official assignee had the legal right to take 100% of the...
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