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Thank you both very much, very helpful

Is there any hope of someone in their mid 70s getting a new plan having not had cover for the last 10 years, at an affordable price, I should add? Thank you

This is very interesting, my situation very similar to op. We used the approach outlined by RedOnion in our 2020 tax return but via an AVC to the higher earners pension as the limit hadn’t been reached. I assumed that was better as we’d get 40% rather than 20% relief but I’m not so sure based on...

Interested in this also so following along. We are considering concrete resin as another option. I have seen a few properties nearby with it and it looks great. Haven’t researched properly yet although I do know there’s a difference between how it’s bonded that you need to be careful of and...

Hi all, we were planning to cobblelock our driveway but I’ve come across resin bound driveways (only via online pics mind you) and I’m quite impressed. I’d be interested if anyone has a view, experience or recommendations. We live in Kildare. Many thanks!

In case it’s useful to anyone else, I think the answer is November 2005. I have found a letter from staff business offering their ‘new tracker product’ to existing homeflex customers. Took mine out in August 2005, guess that’s the end of that! Good luck to you all. Brendan, you’re an inspiration...

Thanks LolaG19. When did you take it out? I do think trackers were available in 2005 but they may have amended the offer letters after mine...fingers crossed tho!!

Thanks Brendan. I took out a staff mortgage at the end of 2005. I requested a copy of my contract last year and it didnt seem to have the clause in it, although it wasn’t the complete document ( I will follow up again for a full copy). I didn’t get the €1650 but I’d like to make sure I haven’t...

Does anyone know why a contract would not have the clause 3.2?

Wondering how much a kitchen island of 2.4m by 1.2m with quartz work top might cost? Thinking shaker style and hand painted but not necessarily in frame., thanks in advance if anyone has an idea.

Thank you all, really appreciate your replies

Hi there, I really need to get some advice about an employment law issue. Could anyone recommend someone please in the Dublin/ greater Dublin area. Thank you.

I’m the very same! Contacted them during the week, they also have a separate architect firm, a sister company. First consultation is in their offices which I find a little strange, surely they should see the property. I haven’t actually made an apt as a result. I would imagine you’d pay for that...

Hi all, Does anyone have a view on whether the Banks specifically AIB will have further voluntary redundancies, based on the current financial performance, for staff outside of their restructuring units? My partner works there and is considering a next move. Many thanks

Hi all, Looking for some thoughts please on the best way to invest €500 per month which I wouldn’t need to access for 10 years. I would say I have a moderate attitude to risk. I’m 41 so would need to access before retirement age. Many thanks.

Hi there See some posts re AIB staff mortgages.....does anyone know if AIB changed the contracts they used at some point between 2005 and 2006/2007. Mine was taken out in 2005 and doesn’t seem to have wording in it to the effect that the mortgage could be put on tracker at the end of any fixed...

Definitely worth talking to credit union, I borrowed €25k a couple of years ago, @ 5% with just €2k on deposit. I do think they are making case by case decisions, the traditional approach of 25% savings doesn’t necessarily apply. Lucky kids :)

Hi All, Planning to get my affairs in order, after much procrastinating! I need a solicitor to make a will and a fee based financial advisor to advise on life cover and pension. I'm in the Naas area, but happy to travel within reason. Many thanks!