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  1. R

    Savings whilst on social welfare

    It should be easy to count if that 7.5k makes sense. So you can prove them (or not), that it's all from your income.
  2. R

    Bank closed my mortgage account with no communication with me

    Paying a mortgage with a cash you find on the ground when out for a walk :D
  3. R

    Free contraception for women

    I guess they assume that at 25 a woman will be able to afford it?
  4. R

    Switching advice needed re. Solicitors fees

    Just switching the mortgage. Contacted the solicitor we used when buying. Quote was 1347.50 Checked another one 2 streets away, 950 all in. Went with them, exchanged few emails, all fine. Meeting solicitor on Thursday.
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    Loghouse

    i'm sorry if i did anything against the site's charter. company's name is mentioned in the first post, i just wrote my own experience with them. noproblem: we painted it ourselves, because it was cheaper than done it by company. it's very easy to do. it has to be painted, it's a condition of...
  6. R

    How much can I borrow

    we got approval for 102k with one income of 36k plus annual bonus of 5k...got refused in 2 banks (UB and KBC), went to a broker and got approval from Pepper (the other option was home choice loan, but didn't apply there after we already got approval).
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    Buying a house with a view to trading up after 3 years?

    Hi Brendan Thanks for reply. House was an idea at the start, but in that price range all the houses we found need a significant investment which we wouldn't have. I was counting with new rent of 1350 pm and mortgage repayments of around 500 pm which is a yearly difference of around 10k. I know...
  8. R

    Buying a house with a view to trading up after 3 years?

    Hi Family of 4, income of 40,000 (bonus included) - 1 income rent 1200 a month until August - probably higher afterwards (moving out, landlord selling) mortgage approval for 100k, savings of 70k, gift of up to 30k from parents possibility planning to buy 2-3 bed apartment/house for up to...
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