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Just got the lowest car insurance quote in my life - driving 39 years Fully comp €297.30 with AIG (includes extra 10% Golf GUI card discount). Wife as named driver and 3 penalty points in license. Otherwise perfect record and boring safe volvo :D

Many many people "accidentally" buy more than their allowance.

Every club should have a constitution. GAA have a template that you simply fill in. (Google it) Create one, have an AGM and have it adopted. Legal type should be "club" Post #21 above has the presentation

It's definitely crazy, but electricity/gas is a huge element of running a restaurant and every restaurant and cafe owner should watch every aspect of it and see what options there were. Rates were very high from July 2022-jan 2023, but then started falling substantially and there were options...

If going dropshipping route, look at companies in northern Ireland. They can ship to all EU and UK locations without customs issues. There are several small family operators up there and prices are not too bad. But another option is to set aside a particular day each week to pack and dispatch...

It is currently taking about 8-10 weeks. You can request an emergency payment. https://www.citizensinformation.ie/en/social-welfare/supplementary-welfare-schemes/additional-needs-payment/

I believe that is meant to change at some point soon. I simply will not take a subscription if I'm forced to call at some point Monday to Friday between 9&5 and wait and wait until someone deals with me. It's the sole reason I don't subscribe to the Business Post and I have emailed them asking...

If the match was cancelled, then the seller failed to provide what was promised and a refund is due. Terms and conditions cannot trump legal rights. If she paid by card, do a chargeback.

That's one hell of a margin they have if the panels are €100 and they are charging €300. They've probably already put a base installation cost into the initial price. So 3/5ths of the difference between 12 & 17 is as fair as you can get. I'd pay that and say that you'd find it difficult to...

When you say "dataset" is it just a excel / pdf file of all transactions over a period? Certainly aib's online platform has improved over the last year and it's very easy to download transactions with various filters applied

Have a look at your local credit union. Many offer mortgages and you can present the situation directly to real people.

If simply going from A-B, easiest travel and least likely for delays, then M7/M8/N25 is best. If leisurely drive and want to stop off enroute, M7/M8/N25 via Dungarvan stopping in Dungarvan. But Waterford to Youghal can be a slow road if it's busy.

Maybe they can have one foot off the naughty step - "From 18 April also, Bank of Ireland’s standard variable rate for owner occupiers will be a single rate of 4.15pc."

It's not the terminals that make the requirements, it's the merchant processors and issuing banks that dictate that. I have a key fob payment. I can make payments for over €50 with it but it requires pin entry. Doesn't matter what machine it is, a pin will be asked for if I spend over €50. For...

When adding a named driver you are asked for that driver's driving history. If you put down no penalty points and 5+ years claim free driving and it is found out that they had another accident 2 years ago and 8 points on their licence, they will not pay out. So all they are doing is checking...

Any suggestions? Currently any "profit" from the sale of your home is entirely tax free. So nothing can be done there. If a smaller house needs upgrading, there are grants for that too especially energy upgrades. Possibly planning criteria / incentive to encourage builders to build some 55+...

You'll regret it. Forget that you have a couple of bedrooms free. How much of the current ground floor space do you use? If you currently use all ground floor rooms, then there's little point in moving. There's only two of us and we have a large rural house, 4 beds, 2 reception and office...

Look on the bright side - hour goes forward on Sunday morning. One hour less rain to experience. For goosebump, Portugal has an excellent healthcare system, but property prices can be high in the good areas.

yes we needed a card terminal for meeting fees and event fees. Upgraded recently to the wifi terminal as you don't need to pair it to someone's phone. Don't know about the qr codes

Here's the presentation. Wasn't sure if it was permitted to publish It was done for Toastmaster clubs and several have adopted it successfully. Sum-up will require an "account holder" just like the banks and they will allow the "account holder" to be changed. But it does integrate a shopfront...