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I would look into any grants available to you before agreeing to go ahead. Check out SEAI website.

As an accidental landlord myself I would personally sell up take the money and continue saving you will be in a better situation to buy when you see the right property and you will have no chain to worry about. The only reason I became an accidental landlord was because my house was in...

Thanks will do

Hi all, We have an existing tracker mortgage of approx 250k left on it. We are hoping to get 310/320k for the sale of the house. This year my partners earnings are down as he is an employer and is investing money in business so on paper this year his salary is not 3.5 our mortgage total. I...

Thanks for replies. Looking at our current account it wouldn't take long to figure out we are living elsewhere! At this stage now I just can't wait to done with house and move on. Anyone same experience with Ulster Bank?

Thanks for your response Brendan. I'm wondering if I should make use of a broker to act on my behalf. Is it possible to use equity from house as deposit or do you also have to demonstrate savings as well. We are looking to downsize so mortgage would reduce by about 70/ 80 grand. We reckon we...

Hi all, A few years ago we had to move county for work and have rented out our house since then as we were unable to sell at the time due to negative equity. We are ourselves are also renting. We have been paying tax on our rental income but never told bank as there was no way we were ever...