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    45 year old, not working. How to generate better return on €275K

    Pay off mortgage on your home, than rent it out by the room, buy a campervan, you buy a nice one for 80K that you would get 20 years out of. Head to south of France for winter stay in ireland for summer.
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    Unpaid Credit Cards - Living abroad

    I blame the clowns that handed you over the 2 unsecured credit cards with a credit limit of 15000 and the same clowns are now back at it again. Don't loose any sleep over it because there not.
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    Dual central heating

    Plumber should have tested it when finished, not great wouldn't fill with confidence.
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    Dual central heating

    So you put on the oil and your solid fuel stove heats up as well that's a new one on me.
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    Dual central heating

    No but it would be great if it did
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    How much am I looking at for stove fit out

    Don't do it is my advice it's not all its cracked up to be. It's time consuming its costly and it's not very efficient.To get heat to rads you practically have to be standing over the stove and shovelling coal in to it Spend the money on insulation instead.
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    Sponsorship of family for Christmas

    Charities are big business. I had a very nice young lady call to the house here the other evening I am in rural co Galway looking for me to sign up for dogs trust Ireland. She was a good salesperson in fairness and I gave her a bit of time but unfortunately told her the sad tale of 4 kids...
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    Company hiring a spouse to reduce employees effective tax bill

    I don't see a problem with it if the spouse was at home keeping things in order, runing kids to school, activities, cooking and cleaning and all that goes with keeping a family together, why shouldn't they be on the pay roll if the company is sucsessful and can afford to pay them. Behind every...
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    Sponsorship of family for Christmas

    I always thought we were poor growing up there was 12 of us in a 3 bed council house and not a penny spent on it . The father was tight with money and you left school at 15 and got a job to pay your way and move on as quick as you could. Sadly the father died in sqaller but left a sizeable...
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    Are farmers not covered by the Competition legislation?

    We already have given 3 meters away anyone that has built a house in the last 30 years has had to keep they front wall back 3 meters from the road and rightly so.
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    Are farmers not covered by the Competition legislation?

    Hand outs more hand outs needed to keep the big tractors and jeeps on the road.I live down here in farming country you wouldn't get much off them, they don't give much back to the community, we were trying to get a farmer to to push his boundary back a couple of meters along a busy stretch of...
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    Company default on payment

    Live line provides a service with a team of researchers behind it, We all pay for it through our tv licence and other taxes maybe a phone call from them might get the ball rolling. Name and shame these people that won't pay there bills that's my way of thinking
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    Company default on payment

    Talk to joe
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    Revenue letter saying they owe me VAT back from closed business

    Revenue might think this lad doesn't need money and might get a bit curious.
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    Poorly installed tiles? What to do

    It could be a lot of things chances are the builder is blaming the tilling contractor the tilling contractor will blame the addesive and the builders providers he purchased it the builders providers will blame the manufacturer of addesive so good luck getting to the bottom of it. Not an easy job...
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    Unsecured Debt in Ireland, living abroad

    Mick you did what you had to do at the time they were hard times and we came out the other side you could have sat back and drew the dole here but you didn't you went off and worked. I know myself what it was like. It came to a very sudden stop and that was it the good times were over. I don't...
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    Leaving house to just one child

    It would be fine decent thing to sell it and spend the cash yourself drink it or gamble it away but to leave it to just 1 of your kids and the rest with nothing is down right bad and a guaranteed way to leave them feuding and fighting and miserable for the rest of there lives.
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    Meter Readings

    It's probably going that way, another job lost to technology, it was a handy gig not well paid anymore but a good ould number back in the day when you were working for the ESB.
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    Ulster Bank Introducing Transactions Fees

    15 euro charge this month that's a fair hike from 4 euro a month, nice little earner for Ulster bank the poor devils I was going to call them something else but I know that kind of behaviour is not tolerated on this forum.
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