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Hi All Got another letter from Cabot saying that they were giving me one last chance to pay and it would be in my best interest to contact them to discuss a reduced rate, they are also threatening me with an 8% interest rate p.a if I don't come to some deal with them. They also threaten court...

Hi Gerry When they went through the data access request they found my letter of complaint and when the investigated this 8 months later they now send me everything I was looking for to start with, I:E statements, copy of agreement ect. Should I write a data access request to the original lender...

Good Morning all, Today Cabot sent me a signed copy of the agreement from the bank along with letters the bank supposedly sent me informing me that they were transferring the agreement to Cabot. The loan was taken out in 2006 with the last payment been made in 2013, I don't know what to do next...

Hi all I received all they had on file which was my name, Don, old address and nothing else, showed from my first reply that I was disputing the debt and also showed a letter of complaint I made to them which has been ignored, haven't had any further letters since they sent the data access...

Hi Gerry, many thanks for your input! Is shows that I requested the signed copy of statements and original signed contracts but they never acknowledged these requests! They wrote today saying they were carrying out an internal investigation and would revert back to me regards to my letter of...

Hi All I done a data request to Cabot, the file seems to be very very vague, basically all they have is my name address and alleged amount owed! During their data search low and behold they found my letter demanding original contract and statements but to date I haven't received same! My take...

Hi all, I received another letter from Belgard requesting my income and expenditure and it says that if I don't reply they are going to issue court proceedings within 7 days. I have requested from Cabot a certified copy of the original agreement with Ulster bank but I've not received any...

Thanks for the reply

Hi I need some advise, I had a debt with Ulster Bank and they have sold it to these vultures Cabott Finance and Belgard Solicitors but not before sending out a heavy to my parents house looking for me and in his wisdom he decided it was fair game to tell my elderly father what he wanted me for...