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I have a daughter in University. When I was at college, my Dad was able to make a deed of covenant to me. But it looks to me that this option is not available any more? Payments can only be made to over 65s and incapacitated individuals... Am I right?

I have a supplementary monthly income which I earn through consultancy. I would like to put this money directly into a pension fund and avoid paying tax on it. I already contribute to an AVC scheme at work, but not to the maximum amount. What's the most efficient way for me to do this? Thanks

Torblednam, thanks for the reply. I had a good lok through CRO, but don't know what report to go for. Can you enlighten me, please. I would very much appreciate it.

Thanks Jim2007 - clever!

I believe that I am one of 6 people who hold shares in a company, but when I looked on Solocheeck.ie, it says the company only has two shareholders. How can I find out the actual situation re shareholders without confronting the directors? Can I do it through CRO.ie?

Many thanks for all of your input. The main aim of this holding (5%) which was earned through sweat equity, is to pay off an eye-watering mortgage IF the investment pays off. So if I'm reading this correctly, there's no need for a holding company.

Thanks for your reply. I appreciate it. I suppose it all depends on how much I expect to gain from all of this. But I would tend to think that keeping it simple and avoiding accounts at this stage makes sense. If it looks like we're on to a winner, I presume I can set up a company at that...

I am a shareholder in a tech start-up, and it has been suggested to me that I would be better off if I set up a company, and had the company hold my shares. Any advice on this? Is it a good idea, and what sort of company should I set up?