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Thanks so much. Really appreciate the response.

Hi All, My mother wants to gift me 20k to pay for upgrades to my home (new windows etc). Am I right in saying all I can get is 3000 and then will have to pay tax on the other 17000? Sorry if its a dumb ass question. Trying to understand CAT. thanks folks.

Thanks... I take it by going the joint account route means you have simpler access and you can forgo the EPOA / POA. Cheers on the tip regarding the Agent, sound advice.

Thanks a million, really appreciate the response.

Hi All, I am looking at a joint banking account with my Mother who has a long term illness. Now she is reasonably healthy now but her health will get worse. To manage her finances long term myself and siblings are trying to figure out what's the best approach to help her and what's the best...

Cheers. Ill think Ill go with AIB. Its actually looking at a joint account with my Mother to be able to help her with banking etc. I might post a more specific post based on that. Thanks

Fair play.

Hi All, Would anyone recommend AnPost Current account? Thank you

Hi Brendan, A couple of quick questions. I got the rate sheet back from UB and their 5 year fixed rate was 2.45%. They have my LTV at 80% but I think ti should be much lower than this. They also have a 10 year fixed rate of 2.95. If I fix and go off the tracker does my mortgage still go to AIB...

Hi Brendan and Paul F, So I called UB... and they are sending out documentation within 5 working days. I just hope they do.

Hi Brendan and Paul F, Thank you both for your help. Really appreciate it. Plan to call UB this morning and hopefully get this process going. I know my Mortgage is going to AIB and after reading an article this morning about a backlog with banks processing mortgage switching Ill gladly take the...

According to UB Mortgage Portal I am not eligible to switch. I plan to call them tomorrow.

Howdy Paul F... Tracker - €114,666.49 Fixed Rate €36,878.92 Cheers

Hi Brendan, See below... am really unsure what to do. Any advice would be greatly appreciated. 1. Tracker @ 2.40 Sub Mortgage @2.45 4 years (Fixed in April) 2. €153,540 3. 13 years 4. UlsterBank 5. 320K 6. No 7. No 8. Avant 5 years fixed at 2.65% 9. BER C2

Thinking of switching to Avant. I have 13 years left on Mortgage with 153k left. On a tracker at 2.40 for main mortgage with sub account on a fixed rate of 2.45. Only started on sub mortgage fixed rate this year. I'm reading a lot on switching but am going around in circles... anyone offer me...

Thinking of switching to Avant. I have 13 years left on Mortgage with 153k left. On a tracker at 2.40 for main mortgage with sub account on a fixed rate of 2.45. Only started on sub mortgage fixed rate this year. I'm reading a lot on switching but am going around in circles... anyone offer me...

Cheers that’s a good point. But right now I could probably do with that 30 euros! But it’s food for thought…

Howdy Folks, on a tracker mortgage but have a sub-mortgage on a variable rate 4.30%. I have the option of switching to a 10, 5, 4 or 2 year fixed rate. I was thinking of switching to the 4 year fixed at 2.25%. It will save me 30 euros month. Is it worth doing? Any pitfalls I should be aware of...

Hi All, Thanks a million for all the replies. I really appreciate them.

Hi Gordon, Yes. State pension. Thanks