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    Fixed-Rate penalty

    Fixed rate formula I am wondering if it is possible to get a fixed rate formula in Numerical format, the bank I had mortgage with refuses to give me a breakdown and just sends the Definition of terms used in the formula Example (A) amount- The amount being repaid early or the amount being...
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    Fixed-Rate penalty

    Thanks for the information, but we are beyond filling in financial statments etc. Just more point not mentioned in earlier blog we were sold this 10 year fixed rate product with very little advice and the consequences (default fee) if we failed to keep up payments.
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    Fixed-Rate penalty

    I had a mortgage around 443,000 euros in 2008 and took a 10 year fixed rate at 5.44% with around 22 years remaining thinking this was a good thing at the time with EBS. I was self-employed until 2010 and fell into arrears, while my partner and I managed to keep some payments going, although not...
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