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thanks Brendan. This is not a situation of negative equity or arrears, but appreciate your feedback. Using a bond pricing analogy, one might have expected a loan asset issued at sub-1% to trade at a discount from the bank’s perspective, relative to a market rate loan. But I guess my logic only...

Hi Another question. Any cases of banks redeeming mortgages for a discount? I searched the forums and didn't find any hits indicating if this has been discussed before. Simple logic being that they could re-lend the repaid balance at much higher rates, so they might be willing to offer a...

Hi, Two questions for consideration: 1. What is KBC's policy on moving a tracker mortgage to a new PDH home? I see other banks add 1% premium to the rate, all other terms (balance, remaining term) remain intact. KBC does not appear to have their policy on their website (unless I have missed...

Wow that’s pretty interesting. Can you provide a bit more colour on that? Any other banks in same situation or just EBS? Never heard of that before.

Wasn't the original poster asking about how to get EBS to come to the table and find a solution, particularly with AIB's stated objective of getting rid of NPL's? I think referring to statute of limitations is missing the point. EBS has obviously gone radio silent.