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This is exactly the conclusion that right-wing governments want their citizens to arrive at; just look at what's happening to the NHS at the moment. Look at the track record of those who own private healthcare in Ireland at the moment, and tell me there is not a powerful lobby interested in...

In my case, a good old snail-mail letter to the relevant section worked best (you'll find the address on your correspondence with them). In my experience, although I've found UB's customer service generally very good, towards the end things were getting promised but nothing was getting action...

Precisely.

No, that's what the then CIO claimed it needed. They would probably say they need double that now. When builders really don't want to take on that job you asked them to do, they will quote you astronomical figures too. It'll be a testing ground for a lot of things, especially when people...

Technically, no. There are already apps and websites out there, that allow you to create your own health record (as in medical history, medications etc.) and then optionally give (and revoke!) consent to any health professional to access them. In reality however, the main reason you can't...

In actual fact, Martin Curley is Head of Digital Transformation in spite of the HSE. If you look closely, you'll see that all of the initiatives are based on being able to circumvent the quagmire of HSE-internal chaotic IT mismanagement, and in that respect, he may well succeed.

Apologies if this is a stupid question, but are you sure there are actual property deeds involved? The reason I ask is that I'm also in the process of redeeming a mortgage, and I know the property is registered with the Land Registry, and my understanding is that the two systems are mutually...

In fairness, this is actually covered in the regulations, however there was an amendment in 2020 whereby they're no longer required to hold first charge on the property. Nevertheless, yours was a clear case of borrowing to buy property, and as credit unions can now offer mortgages, it is also...

You could be on to something there alright! :) I do admit in hindsight it was not the brightest idea I've ever had. Financial "tough love" perhaps!

That's not my post (although I did contribute on the thread, as I am in a similar situation). What I want to do is clear the mortgage, and I will do this shortly. Long story short, in the meantime, rocketing inflation about to eat into other savings makes using those savings to clear this...

I did, but everything was in relation to mortgage and property lending. I didn't apply for a mortgage, or borrowing for a deposit on a house (which, let's be honest, pretty much everyone I know did, back in the day!) No it doesn't, but it was one avenue I was exploring. The motive was to get...

Amongst the options I considered when deciding how best to pay off the remainder of our mortgage with UB, I enquired about getting a personal loan from my local credit union. I know I would have no problem getting a loan of this moderate size, I have a good credit record, have borrowed from them...

I am in a very similar situation with UB, so watching this closely. I moved from PTSB to UB and do not intend to deal with them again, but now coming to the end of a fixed rate with UB (March 2023), by which time I expect UB will want to have transferred the mortgage, so, as I have the cash, I...

You can get up to €12 a month credited on your statement. No actual cash. It's all explained on their website ("Credit Card FAQs").

I did the Avant Money thing, got the card within a week, all online, couldn't have been easier. No prejudiced assumption that I was a criminal, didn't need to "present myself" to "the man" for ritual humiliation -- just used modern means of authentication and verification. Oh, and the credit...

Good question, I'm just about to apply so I'll keep you posted. The Avant website tells me I should qualify for a limit about 2.5 times what I already have with UB MC, so I don't think there will be a problem.

This is one of the reasons I'll never fly Ryanair again -- great as long as everything works according to plan, but good luck getting anything back if there's the slightest glitch. Our flight with Aer Lingus, which had already had to be postponed just pre-Covid due to an emergency medical issue...

Apart from the obvious answer reminiscent of the joke that starts "Why does a dog ...", Irish banks carry far more risky assets (a.k.a. mortgages) and as a result need to keep reserves, money which would otherwise be lent out and earning them interest. In other words, in Ireland we're still...

The new charges don't kick in until the 19th of April 2019 so any SEPA charges you're seeing must be based on the current fee regime.

.... a "business" that makes us offers we can't refuse. Unless you've just arrived on this planet and have zero knowledge of what's been going on over the past ten years, surely you can understand the outrage?