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    Please suggest a Dolby Atmos Soundbar with 7.1 / 9.1 Speaker System. Budget around 500 euro.

    Sonos sound bars are pretty good. I listened to an Sonos Arc last week and it was amazing. Its over your budget though c. €800. Sonos also have a bar called Beam which is around €400. The good thing with Sonos is that you can add surround speakers, base etc at a later stage and they connect...
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    Contract work and Bank Holiday Pay.

    if she's worked 40 hours in the 5 weeks prior to the BH then she's entitled to, in her case she qualifies for that as she works 39 hrs / wk. If Monday is her normal working day then she will be paid for the BH Monday. The reason she wasn't rostered to work on the BH Monday because the place was...
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    Key Post Title Deeds - What documents should be scanned as a backup?

    Many thanks for your reply. There isn't this document in the folder i collected from the solicitor. However, I downloaded the folio for €5 from the PRA website after paying off the mortgage. I can see our name as owners there and I can see the bank charge cancelled / crossed off. Hope thats...
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    Key Post Title Deeds - What documents should be scanned as a backup?

    Spent last couple of hours in scanning all the documents. couple of questions re Missing documents if you don't mind.... Copy Folio and file plan: There are a lots of folio documents from the land registry. Another set of folio documents with a cover letter from PRA with title "Land Registry...
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    Key Post Title Deeds - What documents should be scanned as a backup?

    What I have heard..... If you have the copy documents then its easier to reconstitute the file.
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    Key Post Title Deeds - What documents should be scanned as a backup?

    The storage fee is only €30 per year. The solicitor who provide the deeds storage is the one i used to sell a property last year. I'd a horrible experience with them and I don't trust they will return the deeds to me in a timely fashion when I'm selling the house in a year or two. Hence, I...
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    Key Post Title Deeds - What documents should be scanned as a backup?

    I will try to scan everything where i can but certain documents are creased etc. I'll find some flat screen scanner as opposed to be a feeder one. Folio and file plan: There is a large size A1 (i think) which has maps on it. Could that be it? After paying off the mortgage, I downloaded folio...
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    Key Post Title Deeds - What documents should be scanned as a backup?

    I received the title documents of my home. Its a big lever arch file (with broken rings) with a lot of documents in it. I intend to keep the title documents at home and want to scan and keep a soft copy of the important documents (which are hard to replace) as a backup. I can see there are...
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    Folio taking a while to be sent

    You might have checked it already. I ordered mine a few weeks ago, it was emailed right away but it went into spam. Just have a look there, you never know.
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    Bank doesn't have my title deeds; my solicitor is not responding

    Thanks guys for your advise. I sent her the final warning email on Friday, she called me this evening and asked me to collect the deeds documents, which i did. She apologised for not sending the file to the bank for 4.5 years. Thanks again.
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    Investment property / Pension / Paying off the mortgage /

    Thanks a lot for taking your time in responding. it will be Option-1 if i make any move. I have life insurance in place as i didn't cancel one of the two policies. DIS is also in place. I don't have Income Protection though but I'll certainly look into that. Thank you again, sincerely...
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    Investment property / Pension / Paying off the mortgage /

    Thanks for that. If cashflow isn't an issue then I can up the % now and reduction in the net salary will not be a disadvantage from the borrowing point of view?
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    Investment property / Pension / Paying off the mortgage /

    Why wouldn't you if the plan was definite?
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    Investment property / Pension / Paying off the mortgage /

    information in my post on the 18th Oct still applies. in Jan 20, I started contributing 10% into the pension with a max of ER contribution. As I don't have mortgage anymore, should I increase my contribution to 20%? It will decrease my net by €500pm and I'll still manage to save €2,200 to...
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    Bank doesn't have my title deeds; my solicitor is not responding

    A family member (also a Solicitor) used to work with this solicitor at the time I purchased the house. I asked him to help me out who sent a text to the solicitor. She told him that she has the deeds and that she will call me. However, it has been 4 weeks and I didn't hear a word. I would have...
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    Bank doesn't have my title deeds; my solicitor is not responding

    It has been over two months that I am chasing my solicitor to send me or my bank the title documents.. I have sent her 5/6 emails requesting the same. She acknowledged my 1st email only saying that she will look into this and will revert but no word since then. I have called her many times also...
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    Bank of Scotland tracker redress cheque bounced back "unpaid"

    Anyone else had this issue?
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    Bank of Scotland tracker redress cheque bounced back "unpaid"

    AFAIK - it was a BoS cheque.
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    Bank of Scotland tracker redress cheque bounced back "unpaid"

    insufficient funds. Pepper called to apologize and they said they will do the transfer into the account now.
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