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I've recently used this guy to replace 3 widow panes, found him very good and would have no hesitation in recommending. Will visit and provide quote etc. and you can the decide if you're interested or not. He's on the northside, I'm also going through replacing 3 velux roof windows and am...

Just one other thing on this, Pepper are required to issue you with an annual statement so I wouldn't let them away with not issuing one. If you don't get one from them I would make a formal complaint to them.

You also need to take into account your annual exemption of 1270 before you pay any CGT on any profits on the sale of shares that you will incur in the year. So you need to figure out your CGT liability vs your income tax position if you decide to sell the shares before the dividend is paid to...

Cheers Peejay, that has worked for me

Thanks guys, tried on another device and it worked fine. Bizarre as I could access it last weekend on my laptop. Peejay when do I press CTRL and F5?

I've been unable to log in the last few days, getting the dob error mentioned earlier. I phoned them yesterday and they are aware of it but it hasnt been sorted yet (for me anyway). Tried the MyGov link and that never got beyond the login in progress/spinning circles!

No news from me, waiting to hear back from the FSPO but not expecting to hear anything for a few months.

Received a letter today from the FSPO advising that the FSPO issued a legally binding decision in May on a complaint 'similar to yours' which upheld the complaint and directed the service provider to reapply the tracker rate, repay any overpaid interest and pay compensation. That decision has...

Brendan I've just had a post deleted from the Pensions thread earlier today, the deletion message referring me to the posting guidelines. I've read them and I can't see which rule I've contravened. Can you give me a steer as to why it was deleted? Thanks

Guys Just wondering does anyone have any update on progress, its been a while.... Mine is still going through the FSPO process, about to respond to UB's response to my complaint, but wondering are others still in that space as well?

There are some arrears requirements in chapter 8 of the CPC, nothing like the CCMA requirements, but lenders are required to send out quarterly arrears letters for example.

They can keep the term as is and accept overpayments it will just mean that it is paid off earlier than the scheduled term. The calculator will tell you what your payments, at the current interest rate, will be until the end of term. If you advise them that you want to overpay by xx per month...

They can't reduce the term without your consent first and foremost so I think you need to write to them to advise them that you want the term to remain the same but that you still want to maintain payments at 800 per month. If you keep those payments up that will ultimately see the loan being...

This thing gets even more bizarre by the minute. Arrived home today to a letter from them following my call last week. The letter says that my complaint has now been passed to their Tracker Mortgage Complaints team for investigation. My complaint is to be raised with the examination review team...

So here's where I've ended up. Sent them a letter on Monday looking for an update given what was said by Ms Howard at last week's Oireachtas committee that they had identified all impacted accounts etc. So today I had a missed call with a voicemail from them. Rang back got talking to somebody...

Hi JMex No I followed up with them recently and got a response about three weeks ago to basically say no update. I see at today's Oireachtas committee they said that they have now identified all impacted customers. So I think on the basis that they haven't reverted to advise me that I'm in scope...

Sorry to hear that @shinda, she was very persuasive and a lot of what she said made sense (on one level) but I couldn't find any information on her or her company on LinkedIn etc. and the FSCB didn't appear to be a legit operation. They even put me in touch with a scottish guy who appeared to...

As the title says I've been approached by Ogami to sell shares which I had written off as they were a delisted US stock going back a number of years. It is alleging that the FSCB is the relevant authority in Japan for them (they are a mergers and acquisitions company) but finding information on...

No still no word from them. Will send in another letter in a few weeks.

Just wondering if any ex staff have received any communication from UB? I've heard nothing, phoned a couple of times and all I've been told is that they will be writing to everyone in due course but couldn't give any other info as in whether or not my account would be included or not. Will just...