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    US citizen and Irish BOB

    My brother was born in, grew up and worked in Ireland for the first thirty years of his life. He's now a US citizen and resident there but has a small buy out bond (€60kish) here from one of his early employers. He's now reached retirement age and is trying to figure out what his options are...
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    Anatomy of a Revolut scam

    I did say that the scammer needed both details in my previous post. I agree that it points to the victim's data being compromised at an earlier time.
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    Anatomy of a Revolut scam

    The scammer didn't need to know that the victim had contacted Revolut as the scammer already had the card details and could have run the phone conversation two different ways depending on what the victim said. The victim could just as easily not have been notified of the transaction by Revolut...
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    Anatomy of a Revolut scam

    One lesson for me (in the context of the Irish Times article) is to freeze your card(s) before doing anything else. I use both Revolut and N26 (free accounts in both cases) and N26 is light years ahead in terms of chat responsiveness and competence.
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    Query on age-related tax relief on pension contributions

    Hi, Are the age brackets for pension contribution tax relief based around the actual birthday or the year that the person moves into a new age bracket? For instance, if a person turns 40 in October 5th, can they only get tax relief on contributions of 25% of net relevant earnings after 5th...
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    Helping father make will

    Hi, Your father will pay the solicitor for drawing up the will - some amount less than €100. There is no obligation to use the same solicitor when executing the will and the normal approach would be to agree a fee with the solicitor before they do any work on the estate. It should not be a...
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    energy upgrade options

    Thermostatic radiator valves?
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    05 avensis gearbox

    It appears to be a known problem: [broken link removed] I think that the 5 speed diesels were particularly known for it - the box was underengineered for the torque of the diesel. They don't seem to make Toyotas like they used to...
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    Granite or Limestone hearth??

    What size is your hearth? (I'm in the market for something along those lines)
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    recommend a mid range 215/45/17 tyre

    I'm running Bridgestone Potenza RE050A in that size - they're wearing reasonably well (not half way worn and 22,000 km covered on mixed roads). They grip really well wet or dry but can be a little noisy on the older, rougher motorway surfaces. I've no idea what they cost though. I've read...
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    Petrol or Diesel

    No, no - my fault for watching TV while typing (and not reading properly) :D Basically my point is to look at whole of life costs and not MPG alone. The cheapest motoring of all is to keep a good reliable car and watch the miles go past. The more reliable makes will last a lot longer than...
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    Petrol or Diesel

    You need to look at the actual amount of money that you save - as your car is 2008 I'd imagine that you'll lose a fortune on it in the current market. Work out what you'll save in fuel costs over the year in extra MPG, multiply that by a few years and see how much you'll save. My guess is that...
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    Car Repair

    Here's a few: http://www.askaboutmoney.com/showthread.php?t=13495 I've read that the finish isn't as durable as a proper repair but probably worth a go for the money involved
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    Rover 45- good buy?

    If you search on Carzone.ie for cars between 1000 euro and 2,999 euro you'll find a lot of choice. I wouldn't buy the Rover because it wasn't considered to be a particularly good or reliable car in its day and as another poster has said, parts availablilty may be a problem. You may also have...
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    Self assessed if you own shares?

    I tried to de-register but they told me that as long as I owned shares I had to stay registered and submit a Form 11. I'll try again tomorrow with the information that you've given me. I was always a PAYE worker so I'm not entirely sure how I ended up like this - I reckon that the accountant...
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    Self assessed if you own shares?

    When you say income do you mean dividend income or dividend + capital gains? Many thanks for the info. My problem is that Revenue have me down as self assessed (I got an accountant to clear up my returns a couple of years ago and this seems to be the result). Problem is that Revenue are now...
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    Self assessed if you own shares?

    Hi, Is it necessary for a PAYE employee who owns some shares to register as self-assessed and return a Form 11 every year? The reason that I ask is that there appears to be a facility for returning dividend info on the PAYE on line system (as opposed to ROS). Form 11 seems like overkill for...
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    Tax code and standard rate band question

    Thanks - that saves one of those revenue phonecalls that leave you in a queue for ages...
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    Tax code and standard rate band question

    Thanks for the info - it looks like we need to split the 72,800 equally to make things more even.
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