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    Perx prepaid Mastercard

    I am travelling to US soon and will be given one of these cards loaded with euro as a reward through the business. Has anyone used them abroad and is the exchange rate huge. It says on site 2.75% conversion fee but I’m not sure if that’s for loading with dollars or per f exchange transaction...
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    Health Insurance Laya Simplicity

    Just wondering if any advice please?
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    Health Insurance Laya Simplicity

    I am considering renewing for 3rd year in a row with Laya Simplicity plan. I’m concerned as staying with the same plan goes against any advice I’ve heard on health insurance but I check every year and it seems the best. I’m aged 60, possibly in line for Ortho treatment (hip) in future years...
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    Siblings buying out interest in Holiday home left equally between them

    4 siblings left equal shares in holiday home. One sibling not interested in using the property and would like to be bought out by others. They agree. Value of property also agreed. Speaking as the sibling being bought out, is there any way to do this during probate to reduce charges to me...
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    Health Insurance Policy for 28 year old

    Actually it was Signify not Inspire from Laya.
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    Health Insurance Policy for 28 year old

    My daughter 28 . No heath conditions. Was insured up until 20yrs and not since then. I’ve gotten on her case and was asked to investigate! What’s good semi p in private hospital policy for this age? She’s not interested in day to day claim cover. Mainly hospital and day case in private...
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    Fair Deal Advice

    Thanks for your reply. I just meant whether given her circumstances the Fair Deal route would be the best rather than paying privately. Thanks for link . I’ll have a look.
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    Fair Deal and tax implications

    It happened to us. Aunts Credit Union account only found by us when statement came, long time post Fair deal. We didn’t go to Hse then but during probate, few years later, Hse requested statement of accounts from solr and then claimed back portion of what they had paid, from estate. Not sure...
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    Fair Deal Advice

    I’m looking for referral to someone to help out with Fair Deal advice. We are 4 siblings of widowed mother in nursing home for past 5 months. Paying herself ( about €7200/month) Homes: Primary R valuation 300k , holiday home 160k. Income 4,400/ month incl rental & pensions. Savings approx €300k...
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    Health Insurance VHI Healthplus Access

    I’ve gone with the company plan plus level 1.3 with a saving of €900 and not much change to inpatient, except excess. It’s amazing how many elderly people have just stayed on old plan B and whatever other plan they were switched to replacing this. Particularly if payments taken out of pension...
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    Health Insurance VHI Healthplus Access

    Looking at my mothers cover. She’s on Health plus Access - since old plan B. Never needs day to day . 87 years old. Looking at advice on this forum from last year I am considering PMI 40.15 or company plan plus level 1.3 as options to reduce price but keep with VHI and keep inpatient private...
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    Part time HSE . A & D stamps

    I will be 60 this year . HSE part time 10.5 hrs per week . I checked out my record and subsequently given option and bought back years I spent early in career in voluntary hospitals. Took 3 years out 1996-98 ( new baby!) . I don’t intend retiring till standard retirement age and due to my part...
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    New LPT bands

    Apologies. I have just done that too .. Bank details were saved. I need to slow down!
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    New LPT bands

    Got letter re new LPT self assessment from Nov. Even if band hasn’t changed and you have annual recurring payment set up, it appears to me that you need to go through the whole chore of putting bank details etc again. Wouldn’t you imagine that if nothing had changed you could just leave it...
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    17yr old with lump sum to invest

    17 yr old in fortunate position of having inheritance 90k presently lodged in 2nd account in his bank . Not needed for at least 5 yrs . I was thinking that maybe when he turns 18 in 4 months he could take out 5 year An Post savings? I’d leave it till then as can be messy setting up under 18...
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    Health Insurance Alternative to Simplicity plan from Laya?

    We have been with Laya Simplicity plan for past few years and up now for renewal. 2 adults 58yrs no pre existing conditions , not interested in money back for gps etc. Renewal is 3k for two. I understood that this is a good all round plan for semi p in private hospitals but I’m not sure...
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    Estate Agent Admin Fees

    Just wondering about negotiating commission. Just putting house in market (Dublin 11) for 750k. Quoted 1.25% <800k and 1.5% if > 800k by SF. DNG quoted 1.5% . Would you think I’d have chance of negotiating either to 1.25% no matter what price achieved. Is it generally done and what’s the best...
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    Other Critical illness

    Thanks Liam. Good advice.
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    Health Insurance Laya simplicity

    Thinking of going for higher cover than current Laya simplicity . Private Ortho cover nb. All main private hospitals Santry/Beacon/Bons. 57 yrs old husband & wife. No pre existing conditions . Outpatient/ gp/day to day cover not important. Could you suggest options please?
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