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I think that state savings and/or multiple bank accounts might be the way to go I am planning to buy a house within the next couple of years so not speculating with that money is a good idea. Prices are high at the moment and there is a chance they might go down, but I agree with you that a...

Thanks Saavy99. You were just trying to help. It was a good point re GBP rate timing

I don't have GBP so that d not affect me, but you guys are right about being late from a GBPpoint of view

Why is it late? If I am worried about post-Brexit consequences . Why would it be late to transfer the cash from UK to IE? Cheers

The money in those accounts is not in GBP. It is mainly USD and also some EUR But of course, the USD part is speculation

re near future: I am waiting for the economy to settle before buying a house. Too many uncertainties at the moment in the economy: German recession, Brexit, USA-china war trade ... re concern: yes, that is my worry. bank guarantee not covering the amount Thanks

Say you have a bunch of cash in UK deposit accounts that you want to move to Ireland as a Brexit protection measure... The cash is supposed to be used to buy a house in the near future... where would you do move the cash to? Irish bank deposit accounts have very poor interest The stock market...

Yes, deposit money is spread across non-UK / non-EU banks. thanks

I emailed interactivebrokers and they said that "customers of IBUK are held in custody by Interactive Brokers LLC (United States). In other words, IBUK is not a custodian of assets. The custodian of assets for IBUK is our US-based entity Interactive Brokers LLC" So, the deposits are not held in...

If you had a deposit account in the UK, would you take the money out of the country before Brexit? If you had a Trading Account in a UK broker (i.e: interactive Investor Limited or interactive broker)... would you also take measures pre-brexit? Cheers

Of course that nobody has a crystal ball but, if you believed that the stock market will crash soon enough... where would you put your money? bonds, cash?

comparing IB vs Degiro fees (EU based ETFs) if trading 10000€ IB = 0.1% of 100000 =100€ =>29€ (max trade fee) Degiro = 2+0.02% of 100000 = 22€ if trading 10000€ IB = 0.1% of 10000 =10€ Degiro = 2+0.02% of 10000 = 4€ if trading 1000€ IB = 0.1% of 1000= 1€ ->4€(min trade fee) Degiro = 2+0.02%...

4 EUR seems to be the Minimum Per Order. Then, it is 0.1% of trade value I have not gone deep to understand the pros and cons: Fixed or Tiered options

Hi all I have been researching IB and they seem really good You can still invest in US-based ETFs Their currency exchange rate is pretty low For EU based ETF fees, I think they are only beaten by Degiro Non-EUR Deposit account rates are good Their customer support seems really good too They...

Hi all, I am planning to build a house and I have a quick question: I have read that there is a min requirement of building new houses with a 25sqm open/outdoor space. Does this specifically relate to the back garden? Or do rooftops and balconies count as open space too? Thanks

Having a chat with a planning officer would be great. How do you go about that? Are they contactable for the general public? I called it "a garage" but that is not technically correct...It used to be a printing workshop. So, there are no pumps or tanks Thanks!

Thanks for all your contributions everybody! In terms of bringing an engineer or not to check a garage that you plan to demolish if you buy it at an auction, the only 2 reasons I can think of are: to check if there is any asbestos in it as the demolition will be more expensive as @newtothis...

Ah, I understand you now. Thanks for your advice!

I see Yes, they will be of no help for all complications that can come after buying. Their only help is checking the deeds as far as I understand?

The property is Zoned objective z4 "To provide for and improve mixed-serviced facilities"