Sorry if I’m posting in the wrong area.
So I’m a BOI customer with 3% fixed up in September. I was looking to switch to Ulster Banks 2.3% rate.
I have 27 years left with a balance of €128000 with the house worth somewhere between €230000 and €250000. I haven’t missed any payments or have any...
So I called them just there (BOI) and they are quoting €39 to break out of the 3% rate up in September.
Said they could give me a 2.9% rate. I was asking about the 2.8 and they said 2.9 is the lowest.
Does anybody know if it’s possible to get the Ulsterbank 2.3 rate? I owe €130000 and house is...
Hi all. I was looking at trading up to a house advertised at €275 k
The fees seem very high. Is this the norm?
Sale...€1,583.00
Purchase...€2,471.00
Stamp Duty
(1% on €275k)...€2,750.00
Total...€6,804.00 -
I’m in a BOI fixed rate until September this year at 3%.
The last time I checked my breakage fee was only a few euro.
House is worth €240000 to €250000 and I owe €130500.
Can any body give me advice on if I should switch and who to go to?
Much appreciated.
I’m currently fixed with Boi until September 2019 @3%. I called them yesterday to ask the breakage fee and said I was think I’d switching to Ulster Banks 2.3%. I have a LTV of between 50-60%
They quoted me €6 to break it.
Got a call today offering 2.8%. I’m not taking that offer.
Anybody is...
Sorry, only getting back to this. I’m in Louth and would like to build in the same area as our current house. We are own our current house in a housing estate.
I needed to ring them as they had sent a letter out stating I had taken a 3 year fixed rate out when i had only opted for 2. The other paper work stated 2 years sent out before.
So it was just curiosity indeed after I called them to clear that letter up. They sent me a new one.
But I’ll keep a...
Thought i’d would post this up as it might be of interest to a a few people. I fixed last month with B.O.I for 2 years @ 3%.
Rang up last week as I was just curious as to what or if any breakage fee there would be to leave the fixed rate. I was quoted €100 that day and they said it varies based...
Thought i’d would post this up as it might be of interest to a a few people. I fixed last month with B.O.I for 2 years @ 3%.
Rang up last week as I was just curious as to what or if any breakage fee there would be to leave the fixed rate. I was quoted €100 that day and they said it varies based...
I can sell my house handy as i bought at rock bottom in 2012. I have the price of a site in profit on it.
I could by a site but be refused on this ground of owing a house in the locality before. Just not sure.
As title says. Is it possible to build a house if I own one already? We would sell our own if we could build, but do different county councils have different rules?
Balance owed is €134,438. I have 30 years left on mortgage.I bought in March 2012 and the house is now worth roughly €230,000.
Also took a three month payment break this year. August payment will be the last one on the fixed rate. Also my monthly payment has gone up to include the three month...
Not sure what to do with my mortgage. I am coming to the end of a two year fixed rate of 3.6% with BOI. I have a LTV between 50-60%.
I might fix at 3.2% for one year with them instead of the two year fixed rate of 3% incase the rates fall.
I guess I could ask them before I fix how much it...
Married couple. Taxed as married. My wife is on the 4th of 6 weeks unpaid parental leave.
My question is, should I be paying tax as we only have one income?
We both earn in the low tax bracket.
Thanks
How do I work out the penalty to leave a fixed rate?.
Reason I ask is I might need to take a payment holiday as my wife is taking parental leave and I don't think I can ask for a break on a fixed rate
So I got a return call today. They won't reduce my SVR . They came back with an offer of 3.6 fixed for two or 3 years . It's just like the letter they sent out.