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    Credit Insurance

    Premium went up around 5k per year ( two year contract.
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    Credit Insurance

    Cofast and Euler Hermes are other providers. I am in the same sector. Was with Euler for the last 2 years and have now moved to Cofast.
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    Accounting software.......Recommendations please

    Agreed - I really regret and I really mean this - opting for TAS First Books (A division of Sage) when I set up my business. Buggy software....
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    Mobile calls to Northern Ireland

    If you both have smartphones (Iphone, Android) you could try the Viber app. S.B.
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    Sound Insulation Rockwool or Hemp?

    You'll need a combination of both sound insulation and absorption. Hers's a sample build-up Decouple ceiling using resilient bars. Fix a sound insulation material and layer of gypsumboard to the bars. Leave 5mm gap around perimeter of gypsumboard layer and fill with acoustic sealant. Fill...
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    Sound Insulation Rockwool or Hemp?

    Rockwool/Hemp is not sound insulation but can be classified as sound absorption. It will provide practically nothing in terms of sound insulation. S.B.
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    Anyone buy Lindmon blinds from IKEA?

    They're fine - have some in my home, quality is decent enough. They're no Nanik or Hunter Douglas but then they are a lot less money! S.B.
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    setting up new business-sole trader, financing it?

    Just been through this with BOI. I was told that they are generally looking for the promoter to provide 20% of the funding. Other advice - Bring your accountant with you when meeting them. - Make sure your figures add up - particularly cash flow. - Emphasise how you will manage credit control...
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    Revo Uninstaller - Watermark.

    Great program. I think what you are refering to is hunter mode. http://www.revouninstaller.com/hunter_mode_uninstall_delete_remove_programs.html S.B.
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    Farnham Estate Cavan

    Anytime I have been there the food has been mediocre at best. The hotel looks nice though. S.B.
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    What's the nightlife like in Monaghan and Cootehill?

    Cootehill The Errigal is a nice hotel but is located outside of the town. Don't know what the nightlife is like. Monaghan Hillgrove is fine - psychedelic decor inside - has a good leisure centre/spa. Restaurants Squealing Pig Master Deerys Eastern Balti House (really good Indian food) Andys...
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    B&Q v's Woodies v's Atlantic Homecare v's Other

    I used to work for a supplier to these stores ( not B&Q and and admittedly it was over 5 years ago) but generally I would say leaving out promotional lines - the DIY superstores are not cheap their product knowlege is dire own brand quality is generally good - relative to price B & Q have the...
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    baths -jets query

    Yes, but people want bubbles!! S.B.
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    Sanitary Ware

    Grohe taps are good quality - don't know much about the showers but they are a pretty reputable company. S.B.
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    Sanitary Ware

    As above plus Catalano Ceramic ware Laufen Vola Brassware Philippe Starck (Duravit) Kaldewei Baths S.B.
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    I-Phone Video App

    For video you will need to jailbreak. For internet radio try wunder radio or Tunin FM S.B.
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    San Fran

    Stayed across the road from it in the Chancellor, but popped into the Francis Drake for a drink - beautiful looking hotel - but the drink was bloody expensive - $22 for a heineken and glass of red wine. S.B.
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    Can I drive a UK reg car in Ireland

    Tidal, I am employed by an NI company with the use of a company car - if you do what MrsBell says you will be ok. S.B.
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    Can anyone explain about joists in house and sound transference?

    You probably have a problem with structural borne noise. I would suspect it is being transmitted by a number of sources - not only the joists. Check out the link below - it gives a good explantion of what is involved...
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    Bank a/c in North

    Hi, It can be difficult - thay are strict due to money laundering reasons. Wait to you start your new job and then make an appointment with a bank. They will have to send it to their head office for approval - should take about a week. Also: Apply for your NI number asap - this can take some...
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