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i am just back from the UK and used my Revolut card for everything including the tube. My Mrs also used Revolut as did our two children who had the Revolut Junior cards. We rarely took out the cards and used Apple Pay all the time. I had a Curve card as a back up but ended up never using it.

I always top up Revolut with Apple Pay with my AIB card and never have any issues.

If you have changed your SIM card it will be 24 hours before you can log in using 2fa. I discovered this when I changed my SIM card even though I wasn’t changing network.

I only got the email yesterday saying my card would stop working in August and to order a free replacement.

Cheers, will have a look today.

Hi, I got the letter from AIB with the break costs of €0. It took over a week for the letter to arrive. They couldn't email it to me and had to be posted to my address. I scanned the request to break and fix again at the lower rate to the AIB mortgage email address. I haven't heard anything...

I see AIB have dropped their Green rates again. I must request another break quote so I can fix again at the lower rate.

Just saw that my rate has changed to 2.25% as requested. I have to say that AIB treat their current customers fairly and it was very easy to break out of my old fixed rate and move to the lower rate.

The rates AIB have sent to me today show the 5 Year fixed greater than 80% is 2.55%.

Received my breakage quote from AIB today which was €0.00 to break from my fixed 5 year rate. The 5 business day turnaround is a bit tight to get the instruction back to AIB but can be done.

I rang AIB yesterday and am awaiting the break fee letter. I fixed on their Green rate in February at 2.45 and am hoping to fix again at the lower 2.25 rate. Hopefully it will work out that way. Will update either way.

There is no foreign exchange fees on the Ulster Bank black credit card. You just pay the MasterCard exchange rate.

I moved from BOI credit card to Avantcard earlier this year. So far I am finding it good. I get about €10 back each month and also received a €30 credit after the first month. Of course the most important thing is to remember to close your old credit card account. I would recommend Avantcard...

I switched last year to AIB. I filled out the online form on the Revenue site and the TRS was sorted within a month. I didn’t get any notification from Revenue and only knew that the TRS had gone through when it showed up with my mortgage payment to AIB.

My €1400 included everything.

I am in the process of switching. I got a good few quotes ranging from €2500 to €1400 inclusive of VAT and outlays. These figures include the cost of adding my wife to the deeds. Needless to say I am going with the €1400 quote.

Cheers. I couldn't understand where the difference was coming from. As long as the monthly repayment is correct. I'd hate to be paying them more that I have to. Thanks for putting my mind at rest.

190k is my original mortgage.

Hi, I currently have a mortgage of €190k over 30 years at 3.7% with EBS. My monthly repayment is €909.42 excluding mortgage relief or any insurance. When I put these details into any of the calculators including the EBS calculator I get a repayment of €874.54. I have asked at my local EBS...

Hi, In 2010 I bought some agricultural land with a view to building a house on it. I got planning permission but was unable to go ahead and build. I have recently agreed to sell the land which still has planning permission on it. I am selling the land for €4,000 more than what I paid for it...