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Hi there just wondering how is the break in mortgage going to work...I took a break once before back in 2011and i started my year at 179500euros owe to the bank and finished the year at 180500 because the 3months grew back on the mortgage...so I had to pay interest again from the amount that...

Hi Brendan Burgess just wondering if that applies to customers that choose the variable rate @3.65 in 2009cause it was lower then tracker (they bumped up tracker to 4.25) and was wrongly informed that they can always change...the only time you couldn't change was if they choose fixed rate cause...

Hi All Just got email from Padriac ...really disappointed with the outcome of CB investigation...what else we can do... anyone has an idea ..anyone tried with MOBS

Hi I have exactly same situation...took mortgage in November 2006 came off fix rate in November 2009 with tracker at ebc +3, even though in standardisation sheet when we're signing up the mortgage ,ptsb broken up all the year of our mortgage and stated that tracker rate will be ebc +1.25...so...

Hi tom bonass I was wondering as well ...did anyone got any updates on margin issue..its been going on in my case since 2015...I know they're working on the redress last year...but it seems to be going on forever

Hi I'm in the same situation, didn't break fixed rate, got of it in Nov2009, same letter received back in 2009. Rang ptsb today not on list and still on 4.5%. I don't know what else I can do. Waiting to hear from Padriac Kissane

Hi ns20413 I was told the same I'm not affected, because the tracker rate was offered at the end of fixed rate period but I took variable rate, so I said that I've chosen variable rate cause it was better at the time but before i've signed the letter I rang Ptsb and asked " if I choose...

Hi Random2011 my original contract says that at the end of fixed rate my mortgage would be put automatically to tracker rate,but then Nov 2009 I got the letter with the options to choose and as You probably know yourself variable rate was lower at 3.65 to tracker at 4.25,so we chose cheaper...

Thank You Brendan for quick replay...so I should still carry on ...

Hi Brendan I have a question to You. I've taken my mortgage with ptsb in Nov 2006, fixed for 3 years, then in Nov 2009 got letter from ptsb with 6 options : variable rate, tracker rate and 4 options to fix it 2, 5, 7and 10 years, we chose variable rate cause was the best option for us ( the...