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  1. 2

    Health Insurance Health Insurance Options For Elderly Parents

    Hello, I always get great advice here. My parents are looking for Health Insurance options. As far as I know, they rarely/never changed their plan. They have their policy through the Irish Farmers Association. It is called HealthPlus Access and it's with VHI. The cost from July '19 until June...
  2. 2

    Health Insurance Young married couple - options?

    Hi, Sister & BIL are looking at taking out health insurance for the first time. They are in their mid 30’s and expecting their first baby. Could you suggest a good value plan please? (their upper budget would be 1000 each)
  3. 2

    Storing books in garage

    Have a lot of teaching years yet
  4. 2

    Storing books in garage

    Hi, have a LOT of fabulous teaching resources which I want to store in an insulated outdoor garage. Would the sealed plastic containers be good enough to avoid damage? Any other suggestions?
  5. 2

    Steps after getting keys?

    Thanks for replies. It’s an old house, unoccupied for 6 months. Appears ready to move into, once utilities set up
  6. 2

    Steps after getting keys?

    Hi, it looks like I’m getting the keys today. What should I start organizing re utilities, water, alarm, bins, etc. before moving in? Clueless
  7. 2

    Safety of house deposit?

    Thank you so much.
  8. 2

    Safety of house deposit?

    Hi all, It’s looking like we’ll be closing house sale around August 21st. I have the remaining deposit & solicitors fees in accounts in two different banks. I’m uneasy about collating them into one account because the combined funds exceed the deposit guarantee. How close to closing do I need...
  9. 2

    When to activate mortgage protection & home insurance?

    Getting close to closing (fingers crossed). Everything appears to be going well and both solicitors are anxious to close. A date of August 21st is looking likely. My very experienced solicitor sister (not involved in this transaction) says that I should try to have my MP & H Insurances activated...
  10. 2

    Does LPT have to be based on the selling price?

    I’m currently buying a house that went well over the asking price (tbh, I was surprised the asking price was so low but myself and a neighbour wanted it because of its location) Anyway, looking ahead, I’m wondering do I HAVE to rely on the selling price when paying the LPT?
  11. 2

    Mortgage protection

    Thanks for replying. Zurich Life is working out cheapest for Death Cover at 14.92 pm. Will get income protection with Cornmarket (affiliated with my teacher union). NOT a fan of them but they have been recommended by 2 colleagues
  12. 2

    Mortgage protection

    Hi, buying house and trying to understand Mortgage Protection. I’m 44, single and non smoker. Mortgage is for 170k over 20 years. UB, my mortgage provider quoted 322 (think it’s through Aviva). I went online for a quote but was baffled by options (serious illness cover etc.) I plan to get income...
  13. 2

    Laya Laya Renewal

    I am with Laya on the Total Health Complete 175 Plan. It is due for renewal in June - e1307.43. I would love suggestions of a similar plan at a lower cost. Ideally, with Laya as I'd hate the hassle of switching provider. I am 43 with no dependants. Health is very good (Thank God) but I would...
  14. 2

    Health Insurance Renewal

    I am with Laya on the Total Health Complete 175 Plan. It is due for renewal in June - e1307.43. I would love suggestions of a similar plan at a lower cost. Ideally, with Laya as I'd hate the hassle of switching provider. I am 43 with no dependants. Health is very good (Thank God) but I would...
  15. 2

    Length of mortgage

    I’m 44 and bidding on my first house. Teaching for 18 years. This house is perfect for me and, as expected, it’s got a lot of interest. If successful, it will mean a mortgage of 18 years. Does that length sound reasonable?
  16. 2

    Change in bidding amounts

    Bids on house I’m interested in had been going up in intervals of five thousand (2 bidders). Opposing bidder just bid two and a half k. Is that a sign that they are getting close to their limit? Should I stay with bidding in 5?
  17. 2

    Approval in Principle - Ulster Bank - How long?

    I got MAIP from UB recently and I was only waiting a few days
  18. 2

    Bidding Strategy

    EA has rang me to say that a bid of 250 is on the house. When should I bid again? Are there any questions I should ask EA to get info about the other bidder(s) or to propel me as an ideal candidate for a straightforward sale? Tia
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