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Can person (Y) gift €3k to 10 different people. Then those 10 people decide to each gift €3k to person (X) ? Whereby person (Y) has €30k less and person (X) has gained €30k and with no tax implications ?

Hi, I'm finally looking to take some action on switching mortgage provider. 1) would below calculations make it worth the work involved. (Eg saving 2k over the various years) 2) would there be any concerns in going to BOI, as in the variable best buys, it says to avoid them ( tho I'm going for...

Thanks for responses and that link above is useful. I'll go to a solicitor to make sure I do it in the best way and at least I have some questions to ask them now based on some points you raised above. Brendan , you make a good point and I think it might be good idea to do something now when...

I genuinely don't know. Don't even know what the difference is. At the time we just happy to get loan approval and both names went on mortgage. We didn't sign any deal between us as such. Yes he lives in property and I often stay a night per week ( with work travel). I'm happy for him to have...

Myselt and brother bought an apartment between us number of years ago. We pay 50/50 on mortgage and no issues. We both named on mortgage. Bought for : 320k Current value: 270k Loan outstanding: 200k ( tracker). So my question is, how can I make my brother the sole...

hi, Any opinions on below appreciated. Have house down country which is in negative equity. The difference between what I owe and remaining mortgage is about €10k. Have now to move to Dublin to work and renting place (at typical Dublin rates!). So, for house down country considering whether...

Looking for opinions on best route here I went guarantor for family member about 10 yrs ago. Looks like my name is on the mortgage ( don't know if it on the deeds also ?). Now both happy for my name to come off, and these are scenarios I'm looking at. Note:other person meets criteria to have...

I will attend meeting also. Thanks for all the great work in highlighting this issue. Think the key is political pressure and election, whatever party promises to resolve the issue could be getting huge number of votes!