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Hi, I am thinking of going into a fixt rate mortgage for 3 years with Ulster Bank the rate they have offered is 2.75%. I never had a fix rate before. I am currently on t 3.80% with them. Ulster Bank are saying mortgage rates are going to increase. I am not so sure, country growing. I am...

I was awarded compensation. It is a 6 page reply from the FSO. I will put up a summary of my case in a few days or Brendan I can scan it over to you.

I received my reply from the FSO and my case was partly substantiated pursant to Section 57CI (2)of the Central Bank and FSA of Ireland Act 2004. I can see why FSO came to this conclusion but I still feel that Ulster Bank lead me up a merry road which in turn was not a happy ending. I would...

Sorry Brendan I known my post are bite confusing. I do have a letter from local branch, then a few months latter (Divorce case) I was refused at local level I was told that UB nolonger offers port existing mortgages.

Hi Brendan, I just want to clear up I was not threaten. I was informed by UB H/O about the complaints procedure and I have to say the staff in UB at local level where very nice.

Hi Brenda, I have a letter from UB saying in principle that they are allowing me to port the existing mortgage into my sole name with same terms and tracker.

Hi Brendan, I was told at local branch I did meet the income (just mind you) and then shortly after, I was then refused. I have a complaint with UB & FSO. I strong feel they refused me on the grounds I had a tracker. I will put my case up when I receive final reply from FSO. I am a little...

Note: Moved from another thread I have a question for tiny tim. When did they make this offer to you? in simular situation, was refused any offer of tracker.

Put both surnames on the birth cert. I have seen where people have two surnames on forms.

It is, in his interest to have the work done on the home specially for the kids health. I know you are not married but you should go to family mediation. Your ex is smart. Child maintenance should not be less then €75 per week per child. Go to your local Citizens Advise centre and try and get as...

I got a letter also from Ulster Bank with a reduction -.20%. I did write to them requesting a reduction on SVR mortgage due to their advertisment.