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Thanks for the reply, but that's a shock. I always (naively) assumed I could take 25% of AVCs as a tax free lump sum.

Have got tons of advice here over the years but my first post looking for specific advice for my situation. I'm 57 and lucky enough to have a defined benefit (DB) pension which will pay approx 15k per annum. I also have AVCs which may be worth 200k at 65, the earliest I can access either. I've...

whiz, I can only answer regarding Barcelona. Tickets usually go on sale to members from September 1st or thereabouts. Joe Public can buy from a couple of weeks before each match. The only sell-out game will be the one with RM, all others you can buy the week before, either on the web or at the...

Not sure if this offer is still valid but, if so, it is exceptional value. [broken link removed] Disclosure: I'm not connected to ETP but have taken a course with them (project management) which was very good, more 'common sense' based than some others I have done.

Tango1 - sounds like you got a great deal. I see some old posts (back in tiger-time) and the prices were much dearer. I'd like to second the request from greenfield to tango1... if you don't want to identify the particular company from whom you got the best deal, could you perhaps share with...

I've used updone.com for canvas prints, very good quality, ridiculously cheap - although a US company the shipment comes from China. I've had 2 canvas's done, both arrived in less than a week.

Just to give this subject some air... I've just bought a Dahon Jack; it's too early to give a full review but it's very solid and well-made, folds well (although with 26'' wheels it doesn't go very small). On the general subject, does anyone have experience of bringing a folder on public...

Yes You miss your flight If flying with Ryanair, you pay 40 for each new boarding card, something similar with other airlines I presume or your baggage is over the weight limit?You pay for the extra weight based on your airlines policy

Nerja (coast) or Frigiliana (6k inland) - been going for 10+ years, family of four, zero mozzie bites...

You will be able to get Barcelona tickets for any home game (bar the Real Madrid match) on the day or days leading up to the match at the stadium. You can also buy online in the few days leading up to the match. Remember that the day of the match (Saturday or Sunday) and time (can be as early...

I have had 2 digital pictures 'canvased' by updone.com. The service was very quick, less than 1 week from order to delivery in both cases. Finished canvas is shipped via UPS (therefore trackable) from China, probably why the cost is so low. The cost was approx. 40 EURO for each 20 inch * 14...

I second that updone.com recommendation. Just received my print, ordered Sunday 13th, delivered today from China, via Korea, Poland, and Germany! 20 * 14 inch print, $68 all in (incl. shipping), no import duty to pay, quality excellent. I'll be using them again and will post back if the...

I know that this bus goes from town via Littlepace to Dunboyne. Can anyone advise the exact routing starting from when it exits the Navan Road going towards Littlepace?

The Shimla shutdown was brief, 4 years ago and more to do with size of kitchen than anything else; at least that's what I was told. I eat there regularly, always good whether eating in or take away. One think, when getting take away, check your bag; I have been left short a number of times, not...

I can recommend a couple of hotels, cheap and cheerful type and close to the centre; www.hotelcondal.es and [broken link removed]. You should have no problem with the match - you can but tickets right up until the match starts at the ground. There ate 98k seats and usually only 1 match a year...

Can anyone advise on the tax treatment of this situation? The annual company party is being held abroad, in Paris. Staff are contributing 200 of the the 400 cost, therefore a benefit of 200 Euros to each staff member. Is BIK applicable in this case? Thanks in advance...

I'll second the Belvedere, very central, huge rooms and they do specials ($199) fairly regularly - enjoy.

We have stayed a few times in Hotel Condal; very central location just off the Ramblas and very well priced - about 80 EURO per double or twin room. Cheap and cheerful. We have also stayed in Granados 83; this is a different proposition, a boutique hotel about 10 mins up a quiet street away...

Regarding the gearbox... On a 1.8 car (CLK200) which is the prefferred transmission, manual or auto? Should there be much (any?) difference in resale prices for either variant?

I have a Panasonic FZ7 - much cheaper now than when I bought about a year ago. I bought the camera and cards via EBAY, new from Hong Kong - all arrived perfect and much cheaper tham buying here. SD cards are also very cheap so don't let this contstrain your choice of camera. Got a 2gb SD card...