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Thanks for the reply

Hi Brendan I will be buying in Spain and come across the company Habeno which are more competitive than interbank so was wondering if anyone dealt with them before

Hi, I am looking to get a Spanish mortgage and wondering if anyone has ever dealt with Habeno company before. Thank you

Hey I was thinking about buying a place in south of Spain for around 120k and wondering if it pays for itself over a 20 year period. I don’t mind funding 50% of it over the period but anybody experience of rental incomes to help cover the costs. I would be mortgaging 70%. I’m area of depends on...

Hey guys. I am looking to buys some shares and not sure which broker to go through. I have a Charles Schwab account via work. Would it be best to use this or set up with Davy or some Irish broker. I am looking to buys shares and leave them there for 4 years instead of leaving money in bank. What...

Thanks guys. One type of mortgage I could never understand.

Thanks Redonion. He is booked in for next week for advice but trying to get the basics first.

Hi I am looking for advice for father in law. He took out a pension mortgage 10 years ago and had 90k in pension and bought a apartment for 190k. It’s a interest only repayment and when asked for balance it’s shows he owes bank 100k. He got letter to say PTSB are selling his loan to vulture...

Thanks steven. Interesting read

I currently have a work pension but am looking at setting up a private pension. Could I use say 50k from a private pension to put down as deposit on a investment property or do you need the full amount of the purchase price of the property for this to work. Long story short that I am looking to...

Thanks for the info. Prob got tunnel visioned which is always good to get other people's advise here. Every day is a school day.

I imagine let's say you pay 3% a year on 10000 but if I double my payments than I would be paying 3% on 20000 a year which would increase the capital I pay but would it also increase the interest I pay each year so I have more levage to offset on tax at 75% of the interest. Over all I know you...

I have a property rented out and was looking to reduce the tax I pay on the income. I was thinking if I shortened the time of the mortgage by x amount of years in which it would increase my monthly payments in which I would think that the interest which increase which I could of set 75% off my...

Getting to the question....Try chrome capital broker merrion square area. You will find them on the net..

We were in a similar postion and went to a few banks and were given totally different answers but we end up going through chrome capital brokers who are based in merrion square area and they did wonders for us and we closed last month on a sale while keeping exiting property. I would be...

Thanks Joe

Hi I am looking at rening out my apartment which has negative equity on it. Is there any tax exemption when filing tax returns at end of year because of the negative equity.

Hi Looking to rent out my apartment and wondering what the break down figures are before i meet with accountant. Mortgage a month = 1050 Rent a month = 1250 Tracker at 1.5% Personal tax bracket = 41% Figures don't have to be exact but a breakdown on how it is calculated. I heard of 75%...

Thanks Dave

With PTSB myself. I was in with them few months back and similar situation but I was trying to hold on to property and buy second. They told me if I sell and carry negative equity over all I need would be 10%