Search results

  1. D

    DEGIRO debit money

    Ok understood thanks
  2. D

    DEGIRO debit money

    Hi, have a short term cash flow issue and looking at options. Have some investments in degiro and they will allow me withdraw up to 9k at present. Would more than cover temporary need and cheaper than credit card or overdraft at 4.5%(5.25 from January). Any catch to this I should be aware of...
  3. D

    Tax credit and employee credit

    Ah ok that explains it, thank you
  4. D

    Tax credit and employee credit

    No nothing like that, they just have the standard credits and the age credit which is separate line. The employee credit is 3367 so 100 extra between both
  5. D

    Tax credit and employee credit

    Hi I’m helping parents with form 11 and their tax credits are slightly odd versus last year, they have 3,333 as opposed to 3,300 when I hit calculate. Small difference but just can’t find why it is higher than what is on the credits tab. Any advice appreciated Thanks
  6. D

    Key Post Which bank makes it easiest to open a new current account?

    Just to update on this I got IBAN same day. Will see how long online and cards take but impressed so far
  7. D

    UK Pension - Irish tax implications.

    Thanks. How many years is she bound to go back in calculating/declaring. I think she’s been getting it 7/8 years.
  8. D

    UK Pension - Irish tax implications.

    Hi A family member receives a small pension (55gbp per week) from Northern Ireland in addition to her old age pension. She has never done anything additional in regard to tax, is there a possible tax implication? Husband also has a work pension and they are assessed jointly Thanks
  9. D

    DEGIRO no longer allowing to buy uk trusts

    Hi I have tried to buy SMT and FCIT in particular and told that will only allow reduce my position, anyone aware of the context and if other brokers have followed suit? Thanks
  10. D

    Advisor/planning Consultant for dart+ consultation

    From discussion there is no changing of the site so want to influence as much as is possible to minimise impact on us. Where impact inevitable want to make sure we get appropriate redress. Home is backing onto unzoned agriculture land with little expectation of development in next 10-20 years...
  11. D

    Advisor/planning Consultant for dart+ consultation

    Thanks Derek, we’re impacted by the depot west of Maynooth. They have list of options narrowed to preferred option, we feel now is time to try to sway from things as once goes to next stage they settle on the option being final and proceeding to planning.
  12. D

    Advisor/planning Consultant for dart+ consultation

    Hi The new dart+ will directly impact my home including potential cpo of part of garden and lots more noise, light pollution etc. It’s only at consultation stage but we’re thinking some advice might be no harm. Anyone know of or recommend a planning consultant to assist? Thanks
  13. D

    Lump sum use

    I asked them, that’s the quote for 50k
  14. D

    Lump sum use

    Hadn’t really considered switching, break fee would be close to 3k so didn’t think was much of a threat plus not too many cheaper options on market. I won’t want to fix again really as all going to plan I’d hope to be continually over paying and clear in 3-5 years. Anyone had any joy with...
  15. D

    Lump sum use

    220k left on mortgage(33%ltv). Figured with fee being basically 6months interest I’m getting a saving for other 18. I’ll be able to pay another 10% in January for free but I’ll have that available at that time I’d expect.
  16. D

    Lump sum use

    Hi Have been sitting on 50k for 6 months now. Sorry for not posting all details but main points Both in secure employment, wife a civil servant. Have 6 months liquid assets apart from this. Maxing my AVC to pension. I think I’ve boiled down to 3 options 1. Lump sum off mortgage. Going to cost...
  17. D

    Age limits on contribution

    Hi Quick one I hope, I’m 40 this year in October, when can I go to 25%, can I avail for full tax year or need to calculate some prorated figure? Thanks
  18. D

    Ulster Bank cuts fixed rates

    It was me that posted. Break fee letter of zero and switch options came out within week, sent back and got confirmation of change to the sept 2022. Took opportunity to overpay a lump sum before it moved as assume I get a new 10% overpayment allowance on the new contract. Whatever ppl say about...
  19. D

    Mortgage rate 'war'

    For info got confirmation of zero break fee and option to pick the new 2.6% deal ending sept 2022. So means effectively got 5 year fixed at that rate now.
Back
Top