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  1. Z

    How much should I be putting asside for a pension?

    Thanks for the advice. Like you said there are other considerations too. Thanks for the formula though. It gives me something to think about.
  2. Z

    How much should I be putting asside for a pension?

    Hi Everyone, Is there some way I could figure out how much I should put aside for a pension? I'm 45 and on temporary contracts. I've 14 years of a public service pension but that won't amount to much by the time I get it.
  3. Z

    Decision on whether KBC will exit the Irish market due on February 9

    I've been saving for a deposit for a house. My savings are with KBC. Should I move them?
  4. Z

    Tenants signed lease- landlord wants property back

    I may be wrong on this but I think if you hand over the keys before they've paid anything they could move in and wouldn't have to pay anything for the next 4 years and would leagally be allowed stay. Someone else might be able to confirm that.
  5. Z

    Pick bigger house in inferior estate or smaller house in nicer estate

    Buy the house in the nicer estate. Do you want to feel safe at night? Or do you want to think that every time you leave your house someone could be breaking in or worse when you're in it? Do you want to have to pick up broken glass from your garden because someone decided to chuck bottles in...
  6. Z

    Advice about giving up job

    Thanks everyone for your suggestions....I'll mull them over.
  7. Z

    Advice about giving up job

    I'm in the public sector. Hence my reason for wondering is it worth suffering for 20 years in Ireland for a pension that may not materialize? On the other hand is it worth the risk of giving up a a job when the one I have is so insecure?
  8. Z

    Advice about giving up job

    Thanks you both for the advice. I can't say I enjoy the Middle East but I find the weather at home crippling and for other reasons wasn't very happy before I left. At least the weather in the Middle East is good for the most part. However, the work here is very insecure. There is no employment...
  9. Z

    Advice about giving up job

    I'm very concerned about the fact that the state may have a shortfall of cash by the time I'm due to retire. I am currently on career break and have one year left. I am working in the Middle East which means that the job I have is not secure. However, the weather is good and the money is good...
  10. Z

    Sell while in negative equity?

    Hi Everyone, I'd like to get some advice. I bought a house at the height of the boom. It cost 250,000 and I have a loan of 178,000 outstanding. However, the house is only worth about 100,000. It's not in a very good area and I had never intended living here long term. I bought it so that I...
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