Search results

  1. C

    25% tax free pension withdrawal at age 50 - UK pensions

    Hello Does the 25% tax free pension withdrawl at 50 only apply to Irish pensions? I've some UK pensions from my time working there, but have had conflicting answers on whether I would (in theory) be able to withdraw 25% of those tax free? It would be good to understand the options, not...
  2. C

    Avant Money launches a new mortgage today from < 2%

    I thought we were expecting to see others move, any idea if BoI are planning any changes?
  3. C

    Moving pension from UK to Ireland

    Hi All Just wondering if anyone has done this and how complicated the process was? Most of my pension savings are UK based, but I'm back in Ireland for the last 2 years and have been wondering if it's worth my while transferring some/all into a QROPs scheme?
  4. C

    Refund of tax relief on pension contributions

    Hello Just wondering how Revenue refunds tax relief you claim on PRSA private pension contributions (my employer has no pension scheme in place)? Can I specify a cash payment for the amount owed or do they just amend my tax code? Many thanks
  5. C

    How to claim pension relief

    Hi All I'm trying to find out what I need to do to claim pension relief for contributions made in my 2019 tax return, and wasn't sure if I should post here or in the Tax forum. I have a private PRSA I contribute to as my employer has no scheme in place. When I log into MyAccount on the Revenue...
  6. C

    BOI possible switch

    It is on the website but I’ve been on 3.5% variable for at least a year (just asked for it to be reviewed). Suits my situation at the moment
  7. C

    BOI possible switch

    BOI just offered me 2.8% fixed 1yr as noted above and also lowered their variable rate from 3.5 to 3.3%. Wouldn’t go below 2.8% so might go back to them again on it.
  8. C

    BOI possible switch

    Is the 2.8% for a one year fix or longer?
  9. C

    Should I switch from Bank of Ireland or fix?

    I have tried unsuccessfully in June and just now (today) to get BoI to lower the svr I'm currently on with them - we currently are on a 3.5% variable rate. Have been told that I'm already on a discounted svr and won't reduce it further even when I mentioned ebs/ aib of 3.3% / 3.1% and that I...
  10. C

    BoI reduced my rate from 4.5% to 3.3% variable (87% LTV) when I told them I was switching.

    Currently on BoI svr of 3.6% after a rate review in October 16 (LTV 40%). Called BoI yesterday for another review and mentioned I was thinking of switching. They have come back with an updated svr of 3.5% and offered a 3yr fix at 3.0%. Keep calling them.
  11. C

    BOI fix for 3 or 5yrs?

    Currently on BoI variable at 3.8% with LTV approx. 50%. Following on from the above chats I called BoI and requested a rate review. After a few days chasing the pricing team came back and offered a variable rate of 3.6%. You need to be persistent with them and mention you are considering...
  12. C

    BoI cut my SVR when I told them I was moving to KBC

    No valuation needed, just a phone call. The mortgage in 2012 was based on 70% LTV and property value would have increased after works and market stability.
  13. C

    BoI cut my SVR when I told them I was moving to KBC

    I rang BoI 2 weeks ago stating I was unhappy with the SVR I was paying (split mortgage 2yr fix/float taken out in 2012 recently paying SVR 4.05% and 4.5%), and told them I had contacted KBC and was considering moving my business. A letter arrived in the post yesterday confirming they have...
  14. C

    Cabot Financial

    Hi A letter arrived at our house today addressed to a previous tenant (opened in error). The letter is from Cabot Financial chasing an outstanding debt and mentions that the previous tenant has not contacted them or repaid the sum owed, with the matter forwarded to their solicitors. We do not...
Back
Top