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  1. M

    Life Insurance

    Hi All, My wife and I are seeking to speak with life insurance advisors. We are based in Dublin. Would appreciate any recommendations. cheers
  2. M

    USC rates with medical card

    Irish rail ticket?
  3. M

    USC rates with medical card

    USC query for a full medical card holder Salary is 61k and therefore over the threshold for the reduced usc rate. Is there anything that can be done to bring the salary back under the usc threshold? Bike to work scheme ? Pension?
  4. M

    EBS Tracker FSPO

    It says variable base in loan document.
  5. M

    EBS Tracker FSPO

    Hi all, I have a mortgage with EBS since 2008. When I took out the mortgage with EBS in June 2008 I was specifically told that a tracker mortgage was not available. I was on a 5 year fixed rate of 5.45% approx. After 3 years I found out that tracker was available to EBS customers in June...
  6. M

    Will EBS follow PTSB in selling non performing loans?

    I have a restructured EBS mortgage..... fell into arrears all sorted out now thankfully. Is there any risk of EBS selling its non performing loans?
  7. M

    Could my up to date EBS mortgage be sold to a vulture fund?

    Hello guys My mortgage is with ebs and is up to do with no arrears thankfully. Following on from that rte programme last evening...is there any risk of that debt being passed on to vulcher funds?
  8. M

    cabot financial letter

    Any update on this
  9. M

    Personal Debt

    Happy New Year guys When I bought my house in 2008 I told the solicitor that it was not a family home (i was going through a breakup from a previous rship). Would this have any implications for the JM? How do I officially get my house to be a family home ? Wife and kids here In hindsight...
  10. M

    Personal Debt

    Thanks guys
  11. M

    Personal Debt

    I have a full time job I also have young kids whom I want to enjoy,
  12. M

    Personal Debt

    I have my head in the sand here and I need some direction.
  13. M

    Personal Debt

    Also guys the judgement states that 8% per annum statutory interest. Is this enforceable? I need help on this quick and contacts that would be of benefit?
  14. M

    Personal Debt

    Hello all, Can i seek your opinion on a matter please. I have survived the recession yay.... I am still in my family home and done a deal with the bank on this and I am very happy with. I now have to deal with the following: BOI Personal Debt 16K Judgement obtained by bank on home paying €40...
  15. M

    BOI Personal Debt 16K Summons

    Hi All, I have received a summons for a 16K loan which i have failed to pay back to BOI I have not made a payment in 4 years Truthfully i fell on hard times and i could not pay it. I also fell into 30K arrears on my mortgage which has now been dealt with thank god However the debt is mine...
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