Opening a foreign bank account ( inclusive of EU account) requires a form 11 to be filled to declare it, which in turn trigger the PRSI surcharge on top of DIRT on all savings interests including the ones in Ireland? This is what is happening in the online form11 automatic calculation. I think...
Is there a need to fill a Form11 just to declare purchases (no deemed disposal / disposal)? I'm on PAYE, and usually fill out form 12 on myAccount only. this seems very cumbersome to have a fill the full form 11 just to declare purchase in a few EU ETFs.
They never told me why it took so long for them to "wake up" last year - that's the whole issue. They came back out of the blue in July 2019 with a standard letter asking for proof of the AVC without addressing my question on why this is taking so long, and after that the refund was finally...
Hello,
I usually make large AVC contribution for the previous tax year the October deadline (through form 12 return). Last year, it took Revenue until July 2019 to ask for a proof of the AVC contribution (and health expenses) for the return I made in Oct 2018. It took a number of communication...
EDDI may be an option to divert to hot water when car is not charging - cheaper than getting batteries. That said, hot water is supplied by a heat pump so already very economical (~3-4c per kwh of heat), so difficult to say whether this is worth it. Ideally, a system that would force the heat...
Do you think it is still worth getting a house battery with a PV system:
- Announce of introduction of house to the grid payment in next few months/years
- Electric car on driveway with Zappi charger to divert excess PV electricity to EV battery
Pondering whether the investment in battery in a...
In France... there are maximum legal rates set by the consumer watchdog.
They are reviewed every quarter. These maximum legal rates include other costs such as mortgage protection insurance. From the 1st of Jan 2019, 3.01% is the maximum rate that a bank can legally charge for a 20 fixed term...
Anyone else buying there? Any option on the estate? http://www.churchfields.ie/ The existing section of the estate looks quite nice and peaceful. The town in general looks fine from the few times we've been.
We just reserved one of the 5-bed detached house. We're not from Ashbourne, but we've...
Hello,
I have been a regular PAYE employee over the past 10 years since I started to work, I have never been self-employed. I was a "chargeable person" one single year, in 2013, when closing a 5-year term deposit account (I got more than 3174 euro in interests on that particular year -...
We're looking into buying and moving to a new house. Being in a chain put us at a disadvantage based from what I understand when visiting a few new houses. Given that bridging loans no longer exist in Ireland, I wonder whether there are some common way to do this, as smoothly and fast as...
I heard this from a french neighbor as well. I believe a property in France (parent's property) was given as security on the loan. I'll try to get more details.
I am already quite advanced in the process with Ulster Bank. My thinking is to continue with them, and then potentially switch again next year if the rates don't drop. There is no clawback on their 1500 euros offers from what I see.
Does it have any impact, positive or negative?
Currently switching my mortgage to them from KBC. AIB offered better rate in the meantime since I started mortgage switching process, but tempted to progress forward with UBank which I would suspect should lower rate to align with market soon...
It's still indicated on their form, but it is actually not available. See a few post above. I got the same form, and when querying them on the "term and conditions" attached to this, they mentioned that the redraw facility was not longer available.