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Sorry for the poor explaination but these fees were added on even though it did not reach court or anywhere near it. €1500 charge to send me out a document telling me that they intend to proceed to court. I have since come to an arrangement with them but I only recently discovered that they...

Can anyone tell me if it is legal for the banks to add on legal fees associated with restructuring on to a mortgage. I was in arrears, the bank started legal action for court despite my efforts to come to an agreement, eventually they put together a repayment plan that suited me but now I find...

Thanks Guys, I will get back to you with proper figures and terms etc. I will contact the IMHO asap. In relation to the PIP. I had several visits, loads of advice and I have to admit he is a real professional. Told like it is. The thing that really bugs me is that in the letter sent to me...

Hi I need some help in dealing with the EBS. Like so many I got into arrears. Approx 20k, Mortgage = 90k, Home worth 130k approx. I have sent in numerous SFSs due to the fact that my circumstances keep changing ie lost job, wife lost job, got employment poor wages, wife got job, wife lost job...