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We're just spit balling here. It's a pity because we have a solid deposit but I quit my job to take care of the lil hooman so now we're renting and the rent would be 3x the amount of a mortgage repayment. Guess we'll need to wait until I get back to work, wait a year and then reapply

I called up KBC and for a joint it seems to be around the €40,000. It changed with dependents etc But, I'm just trying to get the lowest amount required to get a mortgage from any bank that you know of. Ta

If we work within the rules as you put it we wont get any help at all and will be homeless in two months. The max bracket for rent that they allow us is €1270. That's the official mark, the €1500 is under extreme circumstances (TD letter etc) that they can stretch it to. Now with that in mind...

Heya lads, This HAP program looks great. We're on the housing list and we're eligible for the HAP problem is the rent at the property we're looking at is €1800 p/m. Yeah yeah I know, but Dublin prices for 3 bed family homes are just this price. Anywhos the HAP would pay 1270 (Couple & Two...

Just to come back here (O.P here) it seems like Credit Mutuel are the only people who do this in France. We have to use a property in France as security (the missus' Mums house) but in the end the rate is %1.7. We can also get a tracker also. Seems like the way to go, so fingers crossed

Please do, it seems that Credit Mutuel are one of the only crowd to do it. Will try and get more info

Thanks for the pat on the bum. I'll report back here in a few weeks and let yis now how it's going

Hey guys, we have landed our mortgage with AIB and have started looking at properties. However now we've noticed that French mortgages are nearly half (maddness) that of our AIB one. My partner is French and it seems like we *may* be able to get French mortgage and still live in Ireland. Has...

I found a lad who quoted me €795 plus VAT and outlays. The hell does that mean? It's higher

Ok so what exactly am I looking for here. What does a solicitor actually do and better yet how much will it cost me? What are the obvious pitfalls etc. Buzz words include, conveyancing, outlays, vat all that jazz

Well the mortgage repayments on what we are looking at are €200 cheaper than the rent we pay. The only thing that could really change (without being morbid) is I get a job. That just helps thing even further. We are ok with the repayments

Yeah thanks guys you are both on the 'money'. I got a bit excited seeing the savings with Haven without really going into all the details. We're going to go with Ulster as they allow us named on the mortgaged so it means we can start to build up a credit history for the future. Thanks for all...

UBs rate is 4.9 there or around. Havens rate is €200 cheaper a month, or €2400 a year or €50000 over the twenty years. That sums kinda changes everything. Our sister is using her income to get a better mortgage for us as ours falls short of what we require. We've tried all the banks in Ireland...

We are in a great position of having and older sister who is willing to help with us getting a mortgage. We've checked with every major bank and broker and two routes are open us. Basically we cannot get a residential home loan, ONLY as an investor can we get a property as my sister is a non...

That's exactly what it was. I gave it a good whack of air and the second time and the weird sounds went away. Also I have it on a wood floor, so I threw a wee rug underneath and hey presto problem solved

I got this bed http://www.amazon.com/Intex-Comfort-Elevated-Dura-Beam-Airbed/dp/B00G7H793G/ref=sr_1_8?s=outdoor-recreation&ie=UTF8&qid=1442512945&sr=1-8 Just wondering, is it normal that it makes so much noise when you move around on it? It didnt seem too cheap...

Yeah I've gone over that with a fine tooth comb, this is the last nugget of info I can't get my hands on, I have a part time job and my partner a full time. I just started, she's been at it for years

Heya guys, what the titles says. How long must I wait until we can make an application?

Heya good folk. My partner works a 16 hour a week job and receives 1385 a month. I am receiving job seekers benefit. Am i entitled to receiving rent supplment? Does anyone know what the maximum income from a partner is for an applicant to be eligable? As in what is the max income bracket for...

Great thanks for the help everyone, lots of good food for thought