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Does anyone have a link to what this 3.2 clause looks like. I have a copy of my drawn down letter. The 3.2 clause is not obvious to me I drew down mine in Feb 06. It does state on that the staff rate is fixed at 3% which infers its a fixed rate but maybe I'm wrong. I queried all this with...

Will the decision from AIB today include this cohort of cases as well. What do people think

AIB Staff Mortgages as well, there is thread about it as well in the Tracker thread I took out a mortgage in 2007 part of it is on Tracker the other part was on a staff rate which is 3% plus BIK. I think all of it should of been moved to tracker. Have the following from staff business The...

Hi Brendan Thanks for getting back to me I have 75K on a tracker that I could move with a 1% add on when moved. This is why we would like to do it in one go. We are a family of 5 3 small kids under 4 My wife and myself currently work and have saved up a good bit cash. Ideally what would...

Hi, Can you get a mortgage for a house purchase in Cork if your job is in Dublin. We want to re-locate to Cork as a family. We would be looking for a mortgage of around 100k and will purchase a property for around 350K The rest will be savings. We are currently in the process of selling...

I requested all my mortgage documentation and its available to collect. I haven't rang that number yet. But on speaking to staff mortgages they where adamant I do not have a case but I wouldn't trust them on past experiences.

Apologies for digging up an old thread. I'm having the exact same issue in my c4 gp now as well its 08 1.6hdi as well. Did you fix it and if so how.

Can you keep this updated as I'm in the exact same position

Ok Just an update after speaking to 2 financial advisers They reckon a bank won’t touch us without getting rid of the Baltimore mortgage first. Will have to look into this and see if we can sell it, or transfer it. How do you go about this? Is it a case of transferring the house to the...

Ok my first post was confusing and apologies for that. Ill break it down as easy as I can Primary residence This house has pyrite no damage showing but a high amber rating. So can't sell it. Properties 1 245 remaining on mortgage. Rough estimate house with pyrite re-mediated would make...

So Redundancy confirmed today around 80K say we sell the other house thats 120K and savings of 35K Would we get a mortgage of 200k say or could someone calculate what we could get.

So I posted back in August about my house having pyrite and it being too small for the family The situation has changed since then. My partner will hopefully get redundancy in the next couple of months. So we will have a lump sum and also have a bit of savings squirreled away. So my mortgage...

Can anyone here offer me some advice please would really appreciate it

We engaged with our local engineer to get core test drilling done on the house, this cost circa of 2k out of our own pocket but we wanted to know one way or the other. The results came back at the start of the week and our house had a category C pyrite (High Amber). I’ve spoken to the...

Hi Brendan Got the perlimary tests back and the just of it is significant pyrite but have to wait for full results In response to space in house its 900 sq ft so small enough. We where considering extending if possible even to make kitchen slightly bigger.. With 3 kids we can't swing a cat...

Hi Ok this is could be long and rambling, Ill give some background I bought a house in 2007 in North,Co Dublin. 3 Bed Semi D. Solely in my name. Have got married since and this is our family home currently, We have 3 kids now under 2 1 child 2 Twins The house has become very...