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    What should someone who has made millions from BTC do?

    Until the next time it crashes and drops to 300k Clear debt and diversify the portfolio, same as an investment manager worth his salt would say to a prospective client. After all, look at all the people who only had shares in Anglo Irish.
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    Insurance of Hybrid

    Personally I call my hybrid Betsy but that's just me being me :) RSA have some definitions here https://www.rsa.ie/road-safety/road-users/car-drivers/resources/electric-and-hybrid-vehicles
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    Executor- Share dealing

    Thanks, Computershare were just so slow in doing stuff, taken about 6 months and an additional letter from the solicitor to get them moving. In fairness, they were very helpful when i got talking to someone but they are appalling at answering calls.
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    Block walls built in the wrong place - what to do

    If you can live with it, then use it to trade off with the builder for something else?
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    Executor- Share dealing

    I'm an executor and beneficiary to a relatively straight forward will on which probate etc has been complete, assets distributed with one exception. Part of the estate is a small number of shares in an Irish PLC worth about €12k. Our solicitor said he wouldn't sell them for us. I now wish to...
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    Advice on flooring

    We did that a few years ago and just used lino and a couple of heaters. Kept the cost to a minimum as we knew the kids would grow out of it and in due course we may end up knocking the dividing wall again
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    Travel to the USA- Mobiles

    Travelling to the USA in the summer, family of 4, including 2 teenagers, all on the Vodafone Red Family plan. Obviously don't want to be fleeced with roaming charges but has anyone used an e-sim in the US and how did you find them? We're all on Samsung Androids of various descriptions but...
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    Data Centres-Cooling Technologies Companies?

    On the one hand, new technology such as AI will drive up the demand for Data Centres, on the other hand, Moores Law will kick in. In effect, Moores law broadly states that the potential power of a chip doubles every 2 years, hence need is driven down so all being equal, we'll need less.
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    Stardust and State Apology

    It goes back to the first enquiry which ruled it was arson, that seemed to let the owners "off the hook" so to speak. There was the battle to get that overturned and the latest enquiry held. It's the time delay and the battle to get to where they are today, the failure of the state authorities...
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    Major headaches with Revolut and N26 after phone got stolen

    Start with some basics, when did you report the phone stolen and when did you ask Revolut/N26 to freeze the cards/accounts? Did transactions happen after this? PIN is not required for low value transactions and is only required for higher values or where the banks algorythms flag something...
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    Every young person should get €100k tax credit instead of a lifetime CAT allowance

    80% was just an example but we should always remember some of the punitive taxes a previous generation endured back in the 70s and 80s. In my case, there were only 2 children inheriting as we were a small family (by 70s standards) My parents were not rich, I doubt very much if they ever earned...
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    Every young person should get €100k tax credit instead of a lifetime CAT allowance

    Maybe I look at it from a different perspective as someone who recently came into a inheritance. It was not a massive sum, around €130k and was from my late parents. They'd worked hard all their lives to put me and my sister through college, paid their taxes and with the exception of Fair Deal...
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    Things that used to be illegal in Ireland

    There was what was illegal and then what blind eyes were turned to. I'm sure 8 or 9 of us being squashed into the back of a county council van to go to a u12 championship match was probably illegal. Likewise driving a tractor on the road at 12. Getting a clip round the ear from a neighbour or...
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    Fair Deal/Nursing Homes Fair Deal house - "nursing home loan" - better to avoid and pay out of cash assets?

    In my experience (and this is going back a couple of years), the HSE pay the nursing home the assessed amount under Fair deal and you pay the rest, usually via DD. The % figures are used to calculate what you have to pay the nursing home, not that you have to pay over the 7.5% directly to the...
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    Electric Cars - a ridiculous product

    Interesting article here which may give some background from a US perspective, details on fire risk etc https://content.naic.org/cipr-topics/electric-vehicle-insurance-rates However comparing the US and and Ireland may not be that simple, for example, a lot of Irish EV's will be used for town...
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    The Movie "Dumb Money" really improved my life :))))

    Catch me if you can, whilst set in the past, was actually very factual, in my time working for banks in the past, the amount of fraudulent cheques etc we used to see was scary. It was the paper ancestor of the e scams we see nowadays.
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    Instagram company deposit not refunded

    Instagram are unlikely to get involved, unless they bar the seller and that won't get the money back. Unclear how the OP's daughter paid for this, you could try a chargeback if paid via credit card but the seller is likely to point to the T&C's in the contract. Did she tick a box or accept the...
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    Citizens Assembly - Drugs - decriminalisation of possession presumably for er 'private' use

    Interesting article here in the Telegraph today after the Grand National at the weekend https://www.telegraph.co.uk/racing/2024/04/15/cocaine-grand-national-crowd-aintree-peaky-blinders/ I've seen similar issues at football matches in the UK and also at the Aviva here, the ERC final last year...
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    Fair Deal Scheme Calculation, home is Joint Tenancy, not Tenancy in Common

    Have you contacted the local nursing home support office,. we found them very good in the past (our issue was not as complicated as yours though) https://www2.hse.ie/services/schemes-allowances/fair-deal-scheme/contact/
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    Pay date on payslip different to date of actual pay

    Do they have to match, no is the answer to that for a couple of reasons. Firstly, it is common that if a contractual pay date fall on a weekend for companies to pay on the Friday. Secondly, it could be as simple as the person required to authorise the payments not being around on the afternoon...
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