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    DeGiro Financial Complaints Query

    Haven't gone to KiFiD but I would suggest that you contact the European Commission for advice as this case as you have outlined would appear to be a breach of European law. https://europa.eu/youreurope/advice/index_en.htm Hope you make progress with this and that you will update the forum with...
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    REITS General opinions.

    With the first €1270 of capital gains in any year being exempt
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    Potential Nice Little Earner Teaching European Language to Young Children

    Lots of primary school kids using Duolingo app for free in order to start learning different languages so very limited potential there for second level pupils I would think.
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    Inheritance tax and Fair Deal scheme

    You have mentioned Fair Deal in the title of your thread although you appear to have ruled it out, so it should not be relevant? You're more likely to get a better response if you edit the title to summarise your query.
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    Most tax-efficient pension pot and payout to aim for?

    Like a lot of contributors on this thread you're completely disregarding the OPs query, which is about the most tax efficient pension pot where they will maximise their tax free lump sum and 20% tax rate in retirement. There are more than two options to choose from when it comes to pension...
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    Goal to retire early

    Your mortgage is not big relative to your income and your spouse appears to be working 0.2 WTE at present so I don't see how they have such significance. If your spouse returns to full-time work will that result in your childcare costs increasing, even if all children are school-going? From my...
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    Setting Rent for the First Time in RPZ - Opinions?

    Are you going to tell Revenue that?
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    Ukranian €800 Payment Scheme - Anyone Availing of It?

    I wouldn't be so certain about this. Legislation could change at any time and this is something that is being targeted by opposition politicians at present.
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    PTSB Announce Interest Rate Increases

    My wife and I each have a 21 day regular saver account with PTSB since 2010 and an online regular saver since 2014. That's how you can make them work for you.
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    PTSB Announce Interest Rate Increases

    The 21 day regular saver also has a limit of 1k a month but could be combined with the online regular saver to lodge 2k per month. (to clarify @ClubMan 's reply)
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    Cannot get access to Storage Unit in apartment block I no longer own

    Presumably the entrance to the car park opens and shuts on a regular basis and you could access at these times. Alternatively you might arrange for one of your former neighbours to bring you in and you could at least check the locker to see if it is in use by someone else. I think you would be...
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    An Post requested copy of will

    Is your mother (assuming she's the joint account holder) in a position to authorise these payments? If she is, then it should be a straightforward matter. If not, that is possibly the reason you are having such difficulties accessing it.
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    Cheapest Electricity Supplier

    Who is it intended for, do you think?
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    Hold rental property for 7 years with no CGT calculation

    To do this that someone would need to know what capital gains or losses will accrue on the rental over the next three years
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    Cheapest Electricity Supplier

    The general consensus is that domestic electricity prices are overdue a significant decrease so a fixed cost plan is possibly not the best option at present.
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    Query re time on certificate of transfer of insurance to new car

    Must be a reason for this. Did you ask why, and when or if they will be ready?
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    45 year old with spare cash looking for advice

    I enjoyed the profile of one of the advisers recommended: He set up his own pension firm more than 20 years ago from which he retired in 2020. In February this year he decided to come out of retirement. Barry’s vast experience allows him guide clients through their ever changing life stages...
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    Replace smart meter with day/night meter?

    Are you sure your statement applies to all non-smart plans? Posts earlier in this thread suggest the companies have an issue with a smart meter and non-smart day/night plan.
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