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My Ulster Bank account is closed is it possible to get bank statements for 2022 still?

No, just have a low balance and was hoping to overpay to finish rather than fix as planning on clearing as soon as possible.

Currently on a bank of Ireland tracker. Is this the same as a variable rate mortgage in relation to overpayments? With the rising rates I am considering overpaying as Fixing not an option. Thanks in advance

Hi guys, as always value your correspondence and expertise greatly. Furthermore I have subsequently received 2nd letter today, my break fee is €681.66. I owe 145k on property with 11 years 4 months remaining. I had 4 year fixed from 2018 ending at end of September. I am tempted to go variable...

As I stated my fee for switching to Variable was 0, hence why it seems to good to be true. The fixed rate offers had breakage fees attached. Thanks for reply.

Quick question? I overpaid my 10% allowance on my fixed mortgage for 2022 at beginning of the month. My fixed mortgage is coming to an end at 2.6% at the end of September. I was sent a letter with breakage fee of €1500 or so breakage fee today to avail of 2/4/5 year fixed rates. My question...

What if anything can i do about this. Thanks for all replies. Will pay all pension accrued to date.

Thanks for reply My query is though that by maxing out personal allowances for myself and wife. This will negate the tax bill due on rental property for 2019 and the preliminary bill for 2020. Also adding the preliminary payment already made for 19. This will offset the cash investment for...

Hi Liam Thanks for reply 2019 year 61k Salary observation correct. Pension 3k for standard pension in my company DB private sector, additional company avc 7200 also paid annually. Sole trader 8k profit after expenses taken from turnover. No salary Avc 154k old job pension 8k, your...

Hi guys. Financial decision I face. Private sector 42 yo, 61k Salary DB Avc 7200. Pension 3k Own business t/over 2019 8k Avc pot 154k old job ceased fund 8k Married wife 57k pension 3k 39 years Public sector Rental property income 20800 Priminary tax for 19, 7k Morgage primary 197...

Yes I asked to reduce term. Yes this is my question. Will my monthly payment for remainder of 2020 stay the same which in effect increases my overpayment to over 10%. Or will Ulsterbank reduce my payment until december as max allowance reached at date of overpayment? If nothing is changed with...

Hi all, please assist me if you can and thanks in advance for any help. I made maximum overpayment to UB allowable for 2020 at start of March reducing term with the payment. I forgot to ask and hence this question if my repayments stay same for rest of the year am I technically overpaying the...

As always thanks in advance for all contributions they are much appreciated and valued. My background Married PAYE employee earn 61k or so, Wife works 50k, Rental income 20k. Annual accounts done etc. My concern is for 2 self employed jobs small which I project to earn between 8k low and 15k...

Hi guys, Thanks in advance and any info greatly appreciated Got opportunity of extra work deliveries, all jobs have invoice with distance etc Question is main salary is 61500 and any extra work(Deliveries) is on top What if anything is allowable against extra income ie Petrol,Servicing etc...

Hi thanks for reply. They sent me a reply with ll the different options available to me and the staggering fee of 3200 plus.what should be my next step.

Lender: Ulster Bank Rough value of property: €410k Total amount borrowed: €275,000 Amount of mortgage balance outstanding: €246,500 Date you fixed: September 2016 Period for which you fixed: Until December 2019 Fixed rate: 2.99% Term left: 22 Months at 2.99% I recently contacted Ulster Bank for...

Hi, Ulster,266 but 250ish by Jan 2020,440,20 aiming for 100 by jan2020

Hi all, Currently on fixed rate mortgage. As soon as that is finished I intend to pay off a lump sum off the capital. I would like advice on any offers etc I should look to avail of ie 2% refunds on new loans to maximise savings as a result of lump sum payment. Also my lump sum I am saving is...

Would any of you ladies and Gentleman have a template of all considerations to consider before making a tax return for 2016 on rental income.(1st Time) ie can property tax be offset against tax bill? Much thanks in advance.

Hi all just wondering if any of you would be kind enough to make some comments on my situation and offer me some advice. All replies appreciated. We are a married couple with combined income 118k. Cash Savings 110k and other savings shares etc 40k. We own a 3 bed apartment D13 with positive...