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Hi Steven, The pension payable from normal retirement date would be €8435 pa. (Deferred pension) It's currently a fully funded scheme with one of the top irish food companies.

My husband has joined a new company in the last few months and received a letter from his previous employer offering him an 'enhanced value' to transfer his DB benefits to another approved pension arrangement. Statutory transfer from scheme €51,484 +20% company enhancement €10,297 Total...

Submitting planning application today to build a house on an acre, being gifted by parents. We currently have two tracker mortgages with BOI: Mortgages: Rate Pay/month Remaining balance Our home: 1.25% €731.31 €188K Rent capability...

My brother is getting the farm so my sister, brother and I are being given land as a gift. My brother and sister have built on their sites but we don't live in the county and because of work and our own family it isn't practical to move. So we won't be building on it for ourselves and we won't...

My father wants to gift us 5 acres. Looking at current prices, this is worth in the region of €60000. What costs will we incur? Is there a smarter way to gift us €60000, that wouldn't incur any/less costs?

Thanks very much for advice:)

Only you can decide if trading up is worth €750 extra a year in interest. Brendan, just wondering if u mean €750 per month, not year? U mention €750 per month earlier in the reply.

Not saving a regular amount for last few months but definately intend to start this again. Yes, would like a bigger garden and no 3 means extra space would be nice, but not essential at the moment so from advice so far, think we'll sit tight for 10 years, save as hard as we can and dont overpay...

Bronte, yep- if we don't have it, we try not to spend it! All prtb, taxes paid on investment property.

Thanks goingforgold and Brendan for the advice- would really appreciate a more detailed reply Brendan if u can. Would love to know what we should be aiming to save based on our income or is there a budget I can compare ours to? I keep detailed monthly income and expenditure logs!

Age: 37 Age of spouse:35 Annual gross income from employment: €55,000 Annual gross income of spouse from employment: €60,000 Type of employment: Public sector Type of employment spouse: Private sector Expenditure pattern: Pay all bills on time, expenditure rarely exceeds income Estimate...

Thanks Bronte, will move to that thread!

We have two mortgages, both tracker, one rented for €600 1. Repayment of €760.95, rate 1.5%, €211,000 left to pay, 27 yr term left 2. Repayment of €653.05, rate 1.35% €145,000 left to pay, 20 yr term left We have no other loans or credit card bills and have 2 kids. Have saved really hard in the...