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They can get regular service cancellations, so check back in again a few times, as might be more convienient. Booked 3 months in advance for my last one. to get the date that suits me.

I don’t believe that's correct. I have 1 AIB account, 1 Revolut Free Account, 1 N26 Free account. My relatively small short term savings are all in AIB,(online saver account) under €1k per month, as they pay the most, 3.00 % Gross interest, which is a nett 2.00% after 33 % DIRT, and this is...

The context here was, an Employer actioning a change “any correction, can only be done by the employee, due to GDPR etc” Revenue will not take information from an employer, only an employee, due to GDPR. Revenue will not provide any data to an employer other than the RPN details, Employers have...

A very common misconception, Payroll use what ever “live data” is provided to them by Revenue, while unfortunate, it is ultimately the employees responsibility, not the employer, to check the data being used is correct, and in any event, any correction, can only be done by the employee, due to...

There is an arguement for possibly taking more than you need in ARF Drawdowns, and lock away the excess in less risky/ risk free assets, IF, you have retirement years, before aged 66, which are within the 20% tax band. Not to do so, may mean, that slice of ARF Income is liable to 40% PAYE, just...

For the tax side, the ARF Provider, will give you what is effectively an Employer Number, and on Revenue My Account, you allocate your standard rate band and tax credits to this “employment”, or they may do this for you. The ARF drawdowns are not subject normally to PRSI for those over aged 65...

Update, they both got GP cards, as the €290 per couple is the household income limit

I was only reading a similar article by Stephen Barrett, an Independant Financiel advisor and a regular contributor on here, who posted this yesterday...

Yes, i am aware, as i previously said “this impacts” on the means test, only if, the total is greater than 36k for a sole person, double for a couple.

It is certainly worth applying, but as it is means tested, any savings/investments/other assets in their own name or held jointly, are considered, and if these are >36k, this impacts on the means test, however they also take into account, dependants, ongoing medical expenses,household insurance...

On further research, the HSE website, states quite clearly, households, who only have only Social Welfare payments as income - qualify. https://www2.hse.ie/services/schemes-allowances/medical-cards/applying/assessment/ It appears the message they received during the application process, is...

Some friends have retired and i suggested they apply for the Medical card, both are aged 67, and both receive the full state contributory Pension, as their sole income, and total savings are under 25k. There are no other assets/savings, other than their own home. When they were completing the...

This varies from branch to branch, so you would need to check the coverage of the particular credit union. While helping someone out with financials arising from a bereavement recently, they received €1,500, but other credit unions pay more such as this one...

USD Paypal payment might be a better option, or a USD gift voucher from Amazon or similar. Cheques are just costly and charges to buy them and lodge them.

That is certainly very true for 24 hour rates, and you did very well getting signed up, but it gets much less clear cut, with smart meter rates which can be similar, and even lower, most suitable for households who can make the most of cheaper night rates. take Energia “Smart Drive” pricing...

Thanks both, it is, as i was thinking re PAYE. This is a very nuclear option, if a full cashout, but there would need to be very specific and unique circumstances, to go down this road.

While this would rarely be advised, i was wondering about this scenario, where someone who has recently been made redundant ( and is already in new employment)wants to cash in their Former Employment DC scheme - in full. Age 55. Previous Employment DC Pension Scheme : 400k pot 25 % TFLS : 100k...

Good to know, i didn’t think a stand alone credit card, has an IBAN, so where/how, does one send the payment to ?

Benefits sound good, but, as it is a Bank Of Ireland credit card, how does one pay the card balance, if you don’t have a bank of Ireland current account. If one has to have a bank of Ireland current account, then there are fees of around €6 per month +, to have the current account, which would...

They had one for Black Friday, i went to book but missed out on the low prices to the U.S. for next September, i checked a few days later on November 28th, and what i was looking for had dropped back to the Black Friday sale prices, so i booked, Dublin to NYC outward, Chicago to Dublin return...