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    ROS Problem - “ you cannot proceed as you () were registered for tax during the year”

    Apologies. Sorry, that emoji happened by accident. Please ignore Deleted now
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    Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

    Another good news story here, I got my letter today and I can pay 17 years at class 2 to bring my 18 years up to a total of 35. Just in time for my retirement next year . I too had fretted about the 'not ordinarily resident' status. Thanks everyone for their help and sharing their advice and...
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    Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

    Mine only showed "In progress" this month despite sending on March 25th and and An Post saying it was "delivered" in April. Hence I never knew if it was really delivered or if it was somehow lost somewhere in between. It is such a relief to finally see it as "In progress". It was never...
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    Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

    Just checked again now and finally they indicate it has been received (phew, thank goodness!), it is in progress and I can expect a reply by 30 Dec. Just delighted I am in the system, I wondered if my application had gone astray.
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    Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

    Tiegan, When did you send your form off? I sent mine March 25th and have received nothing yet snd still see nothing yet on the website.
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    Virgin media and customer care

    I have been trying to cancel my Virgin media broadband thus past month with no luck on any channel, as described above. Today I cancelled the direct debit and will write to CEO. Atrocious lack of service and customer care.
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    Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

    Hi, I submitted my CF38 form way back now, March this year. I have heard nothing since. It seemed there were delays so I never checked back on website thinking I'd get an acknowledgement in due course. I've logged into gov.uk today and on the 'check progress' tab it says 'I cannot see submitted...
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    Key Post The policies of the different banks on overpaying a fixed-rate mortgage

    I recently paid off a lump sum on my new BOI (formar kbc) 3 Yr fixed rate mortgage. There was no penalty as interest rate difference was very large so -ve cost. I had to phone them up, they got back to say it was OK and I could pay over the phone with my bank card. Although I actually want...
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    Key Post The policies of the different banks on overpaying a fixed-rate mortgage

    Just to update, BOI allowed me to make a one off payment (even though I was well over the 10% allowed). They calculated that there was no break fee. They have now reduced my monthly repayments in line with that. I asked if I could overpay monthly, as KBC had allowed me to. They haven't got...
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    Key Post The policies of the different banks on overpaying a fixed-rate mortgage

    Just to update here too. My KBC mortgage has now moved to BOI. KBC allowed me overpay significantly every month, along with one off payments, despite surpassing the contractual limit i was entitled too. Any time they did the calculation for a fee it came back as zero. That's because I had...
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    6-8ft hedge for privacy

    I'd be looking at Yew, a native Irish tree that can be kept as a lovely hedge, good for birds too. Or a row of hawthorn? Again great for birds. Not evergreen but can still provide screening. Rosemary and Bay add lovely interest. Wouldn't be a fan of Laurel as a hedge, too much hedge trimming...
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    Question about moving to a four day week

    Sorry, posted twice
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    Question about moving to a four day week

    Hi Peter, I too went to a 4 day week 4 years ago. I retire next year. I definitely did not want 5 days compressed to 4. Work is busier now as there is no one to do my work, so I just do what I can in 4 days. The day off has improved my quality of life and and it was the best thing I ever did...
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    Question about moving to a four day week

    Hi Peter, I too went to a 4 day week 4 years ago. I retire next year. I definitely did not want 5 days compressed to 4. Work is busier now as there is no one to do my work, so I just do what I can in 4 days. The day off has improved my quality of life and and it was the best thing I ever did...
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    Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

    I have sent my cf83 form off today with covering letter by registered post. I have a year to go to retirement so hopefully it will be sorted by then. The NI38 information document said to enclose proof of employment for class 2, which I did, but they may ask for more info yet. Julia 20, Did...
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    UK State Pension - finding their online system difficult to navigate

    Future 101, I had same issue but tried again the other day and sailed through it. Give it another go another day.
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    UK State Pension - finding their online system difficult to navigate

    I am not getting the text to my mobile to verify the step to authenticate my passport info. Someone mentioned about having to 'switch something on on the phone'. Has anyone any idea what that might be? Thanks
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    CCPC approves takeover by BoI of KBC mortgages with no meaningful conditions

    I'd be interested to see what happens to my repayments now my fixed rate mortgage has transferred over to BOI. I have already overpaid well beyond the 10% agreed in the mortgage contract at no charge (lending rate difference was always negative especially now interest rates have risen). I...
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