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A contrarian view Myself any wife moved to Galway in 2005, rented in Oranmore for 12 months until we found where we wanted to base ourselves. We owned a house in Dublin and still do. We held onto it with a view to possible kids college in the future, also an investment - it is in a nice...

Thanks all Sky scanner car hire throwing up some good options also

Thanks peemac, will give it a go

Hi, We are going to the US for a wedding next year. Anyone know inexpensive car hire websites? Arriving and leaving from Boston. Mid sized car is coming in at around €575 for 1 week. Any views? Thanks

Hi Brendan, fair points and certainly worth considering

Thanks, I appreciate the offer. I might link in with you when I have a few properties identified

Hi Many thanks for your input so far. Timeline until youngest is completed would be in about 10 years. Eldest will be sitting leaving cert in 2025. I suppose like and property investment the day you buy is the day you sell. Just looking for best location to hold/increase in value...

Hi, Am considering purchasing an investment property in Limerick city. Anything up to €225K Our teenagers will more than likely go to UL, that said we are not wedded to the UL and Castletroy area alone. Would like a property location that would be attractive to working tenants and close...

I am in the process of doing same, worked in UK for a few years in the 90’s. I can pay for 10 years contributions for a cost of £2300 and guaranteed a weekly UK pension of £95 per week and then pay a yearLy stamp if working here in Ireland. I dealt with a Frank Buckley is USP financial in...

I opened account with DEGIRO earlier this summer, took a while but in process of transferring over II portfolio, hopefully it will go smoothly

Hi Elacsaplau, Good question, to be honest I am not really sure. Work 3 days a week perhaps something to do with the tourism industry Working with a local enterprise office or IDA to help support small start up companies in some mentoring capacity would be of interest Whatever I do, the money...

Hi All, Thanks for your responses and views. You are correct, neither myself or my wife will qualify for the state pension until 68. So I will need to take that into consideration. I was hoping to be able to live off the rental income to defray most of our monthly living expenses...

Hi Brendan, Thanks for your response. I think that looks like a good representation. I would hope myself and my wife would qualify for the state pension (as long as it is not means tested by then). Which would give us a pension €50k combined (excluding rental income) from age 66. I suppose I...

Hi All, I would appreciate the forum's views on the following question: Could I leave my job at 55 (in 5 years) and allow my family live primarily on our rental income while enjoying a nice style of life? Nothing extravagant, but able to go on nice holidays if we want to (as an example). I...

It always makes me smile a little when it is automatically presumed that a broker is 'independent'. At least a tied agent has to state that they are just that, my experience points to a broker having agencies with a number of providers, yet when making recommendations most seem to be directed to...

Hi mtk, Thanks for your response. The funds we have built up of €275K is in addition to the equity we have in our properties. All of these funds are on bank deposit/state savings (on reasonable rates at the moment, will need to look at reinvestment options as these mature due to current low...

Hi Brendan, Thanks for your response: The rate we are paying on the NI properties are: 1. 2.5%, £4K outstanding, rent £425PM, Mortgage finished May 2014 2. 2.5%, £40K outstanding, rent £325PM, Mortgage finished Sept 2024 3. 1.74%, £59K outstanding, rent £400pm, Mortgage finished Sept 2026...

Folks, Perhaps you can help with the above question: I am private sector worker, earning €71K, age 46 and currently maximising my AVC's. The value of my AVC's and retained benefits from previous schemes is €200,000. I am a member of a hybrid DC scheme with current minimum pension payable at...

Thanks for your input Steven apppreciate the time. Anyone else who has suggestions?

Thanks for feedback Joe & Steven, Essentially I am unsure what our plans are for 15 - 20 years down the road, all I anticipate is that if I have a decent fund in place I have more options available to me than if I do not. At the same time, I could be putting the after tax income to use now...