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  1. J

    PTSB PTSB - on expiry of fixed rate, tracker rate not specified

    Hi, have you submitted your appeal to ombudsman by yourself or you got legal assistance? is there a template to use for this cohort or everyone case is different? Grateful if someone would share Thanks On a separate note - Has anyone had an update yet?
  2. J

    PTSB PTSB - on expiry of fixed rate, tracker rate not specified

    Hi, is anyone still actively pursuing this case thru ombudsman or the courts? hoping there’s still some hope to resolve this? TIA
  3. J

    PTSB ptsb prevailing rate cohort - possible legal action?

    Is someone acting on your behalf or you are submitting yourself?
  4. J

    PTSB ptsb prevailing rate cohort - possible legal action?

    Has something happened regarding this cohort and please share more details on possible legal action. Thank you
  5. J

    PTSB ptsb prevailing rate cohort - possible legal action?

    Hi Zeppelin- did you get any word yet? Can you pm your solicitor contact details Thanks
  6. J

    PTSB ptsb prevailing rate cohort - possible legal action?

    @Zeppelin Would be great if you can share update when u get one. Would love to close this off.
  7. J

    Padraic Kissane appointed to board of Bank Culture Board!

    Is this not a conflict of interest for p Kissane?? How can he represent clients against PTSB margin issue and be on a board funded by PTSB (& all major banks)?
  8. J

    PTSB PTSB - on expiry of fixed rate, tracker rate not specified

    Hi all, I’m wondering if people have solicitor for their case as well as p Kissane to take case ombudsman If so, can you share solicitor name. Has anyone progressed their case to the next stage with any outcome? Let’s see what PTSB say today
  9. J

    Solicitor Recommendation to deal with vulture fund chasing shortfall on repossessed buy to let

    Can anyone recommend a solicitor that has experience with repossessions. Buy to let in arrears - sold to vulture fund Property sold and now seeking shortfall on loan. Thank you
  10. J

    PTSB PTSB - on expiry of fixed rate, tracker rate not specified

    Is there any update on central bank review I thought there was an announcement to be made in August No press coverage now, What are the ministers/government doing
  11. J

    EBS EBS giving 500 people back their trackers!

    Great news for those affected! Well done Padraic Kissane for all efforts...
  12. J

    Who got good news and who got bad news yesterday?

    Hi @Banking17, can you share the details of the solicitor in Limerick, has she worked on the prevailing rate issue? I need independent advice regarding our case with ptsb and prevailing rate issue. or if any solicitor on forum with knowledge of tracker story can help. thank you
  13. J

    Central Bank's update just published

    Where has all media coverage gone? I'm at my wits end with this fiasco What are ministers/government doing about it? Can someone post email address for pascal Donohoe
  14. J

    PTSB 3.35% above ecb

    Nothing and still reviewing 10 years of paperwork. Losing hope that rate will be restored :(
  15. J

    Where are we on the 3.25% margin issue?

    Great to hear this update and waiting anxiously on the next update.
  16. J

    Evidence that there was a systematic campaign to get people off their trackers

    I was told by word of mouth from a work colleague. It was Feb 09, I rang up to request over the phone - can't remember if I received any documentation.
  17. J

    PTSB ptsb will tell you over the phone if you are getting a refund

    O Thank you - ptsb have confirmed we are on the list so I have to wait on the letter to get any more information. I have contacted Padraic Kissane regarding the 3.3 rate.
  18. J

    PTSB ptsb will tell you over the phone if you are getting a refund

    Thank you, I will contact him direct & hopefully he can get more results for everyone affected.
  19. J

    PTSB ptsb will tell you over the phone if you are getting a refund

    good morning to all, I only came across the article in news yesterday.. Firstly, Well done to everyone who was working on this & fighting ptsb for overcharging their customers. I've just logged onto my account & the rate is now 3.3 reducing repayments by 200 per month. We had a fixed rate to...
  20. J

    Negative Equity in arrears - need advice

    The lastest offer from the bank is a) They will now charge full interest & capital each month. They will accept without prejudice any payments made towards the mortgage. We must sign a letter to agree to sell & that we are liable for any negative equity. b) If we decline this offer, they will...
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