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  1. M

    Should I buy years or contribute to an AVC/PRSA?

    This isn't just for new starters. This is for anyone with a break in service. By the time I retire I will have worked for 50 years and still won't have anything near a full pension, not even for the contributory state pension. I am by not the only one in this boat.
  2. M

    Should I buy years or contribute to an AVC/PRSA?

    I have a question. How is it that I cannot buy notional service for the years that I was on career break? I understand I can't buy the now as I am on the single pension scheme but technically there was no break in service while I was on career break.
  3. M

    State Pension - deferral proposal, up to age 70

    Ah I see what you mean. It's an average from the first time you are registered so for some they might be better off because they would start later. Would that be taken from the first full (52 contributions in the year) or from the first time you made contributions?
  4. M

    State Pension - deferral proposal, up to age 70

    What happens if you only have 520 contributions made? Does that mean you only get €126.70? Does it mean that you'd be better off on the non-contributory pension?
  5. M

    State Pension - deferral proposal, up to age 70

    What are the required level of stamps?
  6. M

    Travel Insurance Africa

    Sounds like it would be very interesting. You've probably done this already but I'd recommend checking with Tropical Medical Bureau about vaccinations. Plus there is malaria in Malawi so might be worth stocking up on whatever you need.
  7. M

    Travel Insurance Africa

    I would look at World Nomads: www.worldnomads.com. I've never made a claim but the cover looks very good.
  8. M

    Substitute Teacher Job Seekers

    You are correct. They have an excellent system. I've heard that not all offices send out the form but I think that you can get it online if they don't out. There might be July provision or subbing available for the month of June.
  9. M

    Substitute Teacher Job Seekers

    Sometimes the dates are out of sync with the dates that are on the top of the payslip so it can become confusing but if you keep track of the dates and the roll number of the schools where you worked you can keep an eye to make sure that you were paid for every day worked. The dates that are...
  10. M

    Substitute Teacher Job Seekers

    If she is not a member of the union it is unlikely they will give her advice. My advice would be to talk to Citizen Information or the Social Welfare Office when the time comes.
  11. M

    Substitute Teacher Job Seekers

    You will need to get the form filled in by payroll. Put the roll number of the last school you worked in on the envelope so that it can be sent to the right person. This will help speed up the process. Another tip. You should keep a record of every day that you have worked. Keep note of the...
  12. M

    kusidasi for a week

    I have to agree with what you said about the house of the Virgin Mary. I'm not religious and there was a bit of an issue trying to get there but when I got there I felt really relaxed. There is something very serene about the place. Ephesus is excellent and someone also mentioned Pamukale. Loved...
  13. M

    After terminal delays...any Taxiing delays at Dublin Airport.

    I had to fly lately. Thought airport would be the problem. It was fine and no issues with boarding plane or being left on tarmac. I forgot to mention that I was there hours before the flight and it was a self-service check-in. I didn't think they would let me check-in but they did so was able to...
  14. M

    Working in mainland Europe for 4/5 months - where and how to pay tax

    I was wondering where one would pay tax in this situation. A UK company contracts a worker who is then relocated to a European country. They are not an employee of the UK company. I suppose they could be considered a kind of sole trader. The European client would have a contract with the UK...
  15. M

    Jobseekers collection

    It varies. They will notify you what day you need to collect it and at what post office. It may not be the one closest to you and it is very likely you will need to collect it at the post office. As far as I know you can only have it lodged into your account in certain cases. I'm not sure what...
  16. M

    Clear Mobile

    Have you had any issues getting through on chat? I was intending to move to reduce my bill but I can't get in touch with anyone. I also tried Gomo but no joy getting the code to move my number.
  17. M

    Disposing of Gardening Equipment.

    Also there maybe someone on Freecycle that would like to take them off your hands.
  18. M

    Is Sky required to notify me before my contract ends?

    who do you have internet with?
  19. M

    Is Sky required to notify me before my contract ends?

    When I asked about the renewal date they said that they would not contact me to remind me of the date. I have to notify them of any change in the month before the renewal.
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