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This post is great but as others have asked, how would the tactics be tweaked in today's market? Would you still open with a lowball bid? Would an agent generally bother coming back to all low bidders letting them know if there is another bid at a higher price?

I plan to buy my home with my savings and won't need a mortgage. However, I don't want to tell anybody this as I like to be discreet about my net worth. Is there a case where somebody who owns their property could still be financially struggling, that I could somewhat portray? My lack of steady...

IIRC, there used to be a great key thread here on how to approach buying a home. Simple tricks such as not rounding figures when I bid etc. Can somebody please link to it? Thanks.

Did revenue officially state anywhere why exit tax/deemed disposal was brought in? From their actions at least, it seems they want to penalise investors who don't pay CGT for decades by buying and holding a diversified portfolio, not just those reinvesting dividends. As for the OP, given that...

Interesting take @Gordon Gekko I assumed the exit tax was in place to get a bigger source of tax from capital gains from investors that are diversified enough to not have to sell for decades. Going by your take (and again if Revenue were reasonable!), a distributing European ETF would be...

I have the same concerns, which I voiced in this thread, but got no response; https://www.askaboutmoney.com/threads/another-ebrief-from-revenue-on-etfs.226544/#post-1784601 My own opinion is that if revenue want to be consistent in taxing unrealised gains of equity which an investor would be...

@Marc how much does this service cost, and does it only allow a spousal tax free transfer, or also a transfer to children, without US estate tax? Thanks.

Yes it is, but the deemed disposal rule means this will come into play every 8 years, unless I want to hold a unit trust or make my own portfolio instead. Unit trust is the best option now but I am not confident of it remaining distinct from ETFs in the tax scope. The 10x higher CGT allowance...

Couple of corrections on the above, if anyone is interested; UK does have an "ordinary residence" rule - called "temporary non residence". To avoid it, one would either have to cease being a UK tax resident before the 4th year of residency, or spend 5 years non being a UK tax resident before...

Possibly, but it seems the tax relief is a percentage of gross income (I imagine this is taxable income). Also, the rate of tax relief is the highest rate of income tax you pay, which would be zero for him I imagine...

In general, are there any issues from the employers side with this?

Firstly, is there a Northern Irish specific financial forum one can recommend to ask this question? With ETFs taxed like standard shares, a yearly tax free ISA allowance of £20k, CGT tax free credit of £12.3k, and standard CGT at 10% up to £50k (assuming it is your only income), am I missing...

Would anybody, close to retirement, but still with 50 or so years to live, invest in an Investment Trust with confidence that they will never be subject to deemed disposal? Would they be confident investing in a conglomerate will never be subject to this? Or is picking their own portfolio the...

Great point and one I am not happy to take on. Seems we would be limited to only invest in conglomerates that are non-US which rules out a great chunk. Why is Berkshire not on this list?

Good post. Is a stock liable to estate tax simply dependent on whether or not it is domiciled in USA? If so, how do we check where it is domiciled? Certain stocks are traded on different stock exchanges. For example, would buying Berkshire Hathaway off the Stuttgart (SWB) exchange remove...

What happened when deemed disposal was introduced in the 2006 finance act? Those investors who had already retired, assuming they only had to pay on sale, were now hit by this rule change with no way out? Or only investments made after the introduction of the act? The latter would of course be...

The title is stated in below link. https://www.revenue.ie/en/jobs-and-pensions/calculating-your-income-tax/tax-credits.aspx Is this €3,400 per person and hence €6,800 per couple?

The recommendation in the top pinned key post here is that health insurance is very bad value, but basic insurance should be taken out now to avoid paying more later. We are charged 2% more for each year over 35 we did not have insurance. The cheapest plan shown on hia.ia comarison is €483 per...

Is historical property appreciation higher than 8% per annum? S+P 500 is just shy of 12% (8% after CGT is paid). A conglomerate distributing dividends was my thinking. To keep the math simple, assume €1 million for equity portion, and a dividend distribution of 1.7%. This individual could...

With CGT at 33% and income tax between 20% and 40% here are the most tax efficient approaches I am aware of: 1. Find an investment that can be held long term, that is subject to CGT. An option here is a conglomerate which imitates an ETF but does not have deemed disposal tax. Pay the 33% CGT...