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  1. M

    Mortgage on my own no separation agreement

    If there has been violence or any threat of violence call the Guards and go and talk to a solicitor about having him removed from the home. If the abuse is verbal and I was in your situation, I would give the tenants notice to quit, and put the rental property on the market. You will have to...
  2. M

    Unpaid bill

    Did you contact reception or management on arrival and raise the issues of the waste disposal, bins and Main road. Did you demand to be moved to a mobile home similar to the one depicted in the photos. Did you demand a reduction in price based on the issues you've raised. If not you owe the...
  3. M

    Selling home in equity but need SVR reduced on BTL.

    Hi Brendan, both buy to lets are now rented out, property A: €550pm = €6,600 pa. Property B: €650pm = €7,800pa. We're selling for peace of mind, as I said we are mid 50's with current total mortgage debt of €497,000 which we cannot see a way of fully repaying in to the future. Our income is...
  4. M

    Selling home in equity but need SVR reduced on BTL.

    After 10+ years of what ifs! Stress, anxiety and feeling hopeless. We have decided to sell our PPR to reduce mortgage payments and tackle our 2 Buy to lets mortgage debt. On the home we are selling we have a €50k mortgage @ ecb+1.25%, just under 7 years remaining. We also have a 1plan...
  5. M

    HAP tenants less respectful of houses

    In my experience as a reluctant boom time buyer landlord. I have had Tenants who work and pay the rent themselves, tenants on Hap assistance where a Parent is working but they need help with rent, and also tenants who are long term unemployed couples with kids or single "proud stay at home...
  6. M

    Denied Boarding

    It's a sample passport stock imageo_O
  7. M

    Denied Boarding

    SparkRite this is true, even I can see the funny side of it.:)
  8. M

    Denied Boarding

    Thank you for all the responses. The signature wiped off easy, pity we weren't given that option yesterday.
  9. M

    Denied Boarding

    Thanks Leo, I did assume that was the basis of Ryanairs decision. I'm just shocked that there is no information available on the DFA website or anywhere else addressing issues relating to under what circumstances is your passport invalidated. To be fair even if we had of known before yesterday...
  10. M

    Denied Boarding

    @noproblem: We apologised because until that moment we didn't realise there was any error in where the signature had been placed. What has that got to do with you stating we are trying to blame Ryanair. I'm blaming nobody, as you say the onus is on the passport holder, that's not in anyway...
  11. M

    Denied Boarding

    @cremegg I have the same passport as you. My Husbands was a newer passport issued a year after mine, instructing him that he must sign the passport. Until today we didn't have any idea he had signed in the wrong page, under his printed surname of the glossy page with photo and details, he just...
  12. M

    Denied Boarding

    Will contact them tomorrow.
  13. M

    Denied Boarding

    @noproblem Why are you assuming by anything I wrote that I am trying to blame Ryanair. I am asking if Ryanair are correct in stating the passport is invalid when the only fault is a signature in the wrong place, that does not impede any text or data on the page. I posted as their seems to be...
  14. M

    Denied Boarding

    Husband and I arrived at Belfast international airport this morning for a Ryaniar flight to Lanzarote. Went through security where passport was checked and no issues. Arrived at gate, passports and boarding passes checked no issues. Just as boarding was about to commence, the Man who had let...
  15. M

    Cross border buying and selling houses

    My Brother just went sale agreed on his house in Donegal, buying a house in Derry. Only difference is he and his wife both work in the North and get paid in to a UK account, however the UK bank wouldn't even talk to them about a mortgage as their address was in the Republic. They found a...
  16. M

    Child Maintenance Amount

    Why not agree on shared custody! 3 days then 4 days for each parent so household and food costs are or should be 50/50. You can then both agree to split school costs and any other outlays that the Children require 50/50 as well.
  17. M

    Mortgage sold to Start! Insurance broker has contacted me.

    The previous broker arranged all mortgages that have been sold to start, 2 buy to let's and my home mortgage they were well aware of my home address as were PTSB who passed the information on to the new broker. I'm annoyed because an employee of the new broker knows me personally and is someone...
  18. M

    Mortgage sold to Start! Insurance broker has contacted me.

    Hi Brendan, Thank you for your reply. I fully intend scrapping the mortgage protection on the buy to lets at the earliest possible opportunity, something PTSB would not let me do previously. I would then pay the €120pm insurance saving toward reducing one of the loans which is what I requested...
  19. M

    Mortgage sold to Start! Insurance broker has contacted me.

    My home and buy to let mortgages have been sold to Start. My mortgages and mortgage protection policies were all taken out through an Irish Life and PTSB broker, as such the mortgage protection payments have always been debited as part of the inclusive monthly mortgage payment in one direct...
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