Search results

  1. P

    Case study AIB won't extend tracker - partner in denial/depression

    Hi Guys, Could you please help me to assess according to your knowledge whether divorce abroad would automatically means that I need to inform bank about my financial position and whether bank can force me to sale a property based on the fact that my current annual salary times 3 or times 3.5...
  2. P

    Looking for a solicitor specialising in family law, foreign divorce, sorting out deeds

    I'm looking for solicitor who would be specializing in family law, foreign divorce, sorting out deeds either in court or through the deed of assignment Please pm me Patrick43
  3. P

    Case study AIB won't extend tracker - partner in denial/depression

    it is people in this windy country that are an inspiration to keep going, i just do my job and am proud that i have one
  4. P

    Case study AIB won't extend tracker - partner in denial/depression

    Brendan Is it allowed on this site to receive pm with a solicitor contact details? if no, where could i look for an experienced and reasonable solicitor? Patrick
  5. P

    Case study AIB won't extend tracker - partner in denial/depression

    with my limited ability i will try to answer using my own thoughts and opinion: B: - The issue is that you are validly married P: - married in another state (I was born in that other eu state) B: - that you both live in Ireland and that the property is in Ireland P: - I work and live in...
  6. P

    Case study AIB won't extend tracker - partner in denial/depression

    this might be important: marriage took place abroad (other EU state) i may be able to get divorce abroad (it would take up to 12 months from what I have heard from the local government offices abroad, however I believe local judge may not deal with property which is based in Ireland (actually i...
  7. P

    Case study AIB won't extend tracker - partner in denial/depression

    Hi Brendan, We have not officially separated. She just stays recently with her family a lot saying she is not well (i believe she does some part time hours, but i don't have any visibility to that, i work a lot and am pretty much all day out in town at work). my salary is €40k (gross) i...
  8. P

    Case study AIB won't extend tracker - partner in denial/depression

    hello again, i would need ask for help here. Perhaps if here is an affordable solicitor available i would need to obtain contact details, i feel i may need support. I continue to make full repayments on my own. I received message from my spouse that she thinks we need a divorce which she says i...
  9. P

    Case study AIB won't extend tracker - partner in denial/depression

    Hi Brendan, I am making a full repayments at the moment and I actually might have some small amount overpaid. - just to clarify, I am currently not paying any more than the actual automatic repayment from account. AIB is not actively looking for any higher repayments and I have cleared the...
  10. P

    Case study AIB won't extend tracker - partner in denial/depression

    Hello all, just a small update and advise needed.. Net 32,000 (After tax) Income self: public company Income history: employed in past 6 years Net income partner/spouse: NIL (self employed for past 6 years, nil income - not actively trading) no social welfare (unable to know if eligible)...
  11. P

    Unsustainable Mortgage. When will I be asked to move out?

    can OP continue to pay the amount he can afford, the try to object repossession in court and ask for additional time to try to sort his situation ?
  12. P

    Case study AIB won't extend tracker - partner in denial/depression

    bank refused to negotiate due to missing signature of the second applicant
  13. P

    keeping tracker advice needed

    Is there any way to keep the tracker when in arrears?
  14. P

    Case study AIB won't extend tracker - partner in denial/depression

    Would there be a step by step guide how to arrange the new agreement with the bank in my situation (where one person is willing to cooperate and one is in denial) ? I'm getting lost.
  15. P

    Case study AIB won't extend tracker - partner in denial/depression

    cash loan from the bank, personal loan in my own name
  16. P

    Case study AIB won't extend tracker - partner in denial/depression

    I plan to pay more than interest only repayments, for that reason I consider to temporarily stop repayments on the cash loan and put this towards the mortgage. If I draft/sign sort of page and get it signed by commissioner of oath, would bank treat it as benefit towards application for term...
  17. P

    Case study AIB won't extend tracker - partner in denial/depression

    Hi Brendan, I think I will ask whether it's possible to write a legally binding document stating that if my income increases I am willing to return (sign back) to the original/ or shorter term. - this should give aib the promise of shortened lifespan of the mortgage if or when the situation...
  18. P

    Case study AIB won't extend tracker - partner in denial/depression

    Hi Brendan, yes we tried, it looks like it may take more time than anticipated. She was in contact with one doctor for some time, hopefully with time her condition improves. Regarding the home loan term extension, what is the best route to get this issue addressed? Interest only seems to be...
  19. P

    Case study AIB won't extend tracker - partner in denial/depression

    I agree to that It's extremely hard for me to expect cooperation from person in this condition Yes, that is correct, I'm with MARP. They wrote one letter explaining that I'm in MARP. Then I was given brochure with options, I applied for term extension - refused. Verbally told that it's...
  20. P

    Case study AIB won't extend tracker - partner in denial/depression

    My partner is still in denial. I have decided to move bills to my own name. Could anyone advise me if default on the cash loan is appropriate? that way I would contribute a bit more towards the mortgage. Are cash loan repayments and mortgage repayments treated in the same way when it comes to...
Back
Top