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  1. J

    EBS Break Fee Question

    I signed up to the EBS 3.15% fixed rate for two years about 3/4 months ago.. They released new fixed rates of 3% this month. I contacted them and was able to break my fixed rate for nothing and sign up to the 2 year 3% fixed rate. 26 years left on Mortgage, balance at about 160,000.
  2. J

    Switching requirements from BOI

    Have 3 kids, and a small car loan from Credit Union, so I know that goes against us. I knew we weren't in a position to switch due to my wifes new business, but just wanted to see where we needed to be, and it was more to take advantage of the cash back offer than anything else. I just thought...
  3. J

    Switching requirements from BOI

    On a 2 year fixed term EBS - 3.15% Mortgage since 2009, no arrears. 35 year term. Balance €167000 approx. House value €215000 approx. Rang BOI to see about switching to their 5 year fixed term of 3% and avail of the 2% cash back and further 1%. Me - employed - €36,000 gross Spouse -...
  4. J

    Help with Credit Card issue

    Hi Redonion I have card with bank of ireland and if i only pay part of the balance owing, I get charged interest on the full amount that was originally due. Do you know of any cards that don't do this? JB
  5. J

    Help with Credit Card issue

    Would love some clarification on this. if anyone is good enough to help me. So I got a credit card statement with say a balance of €4000 for that month. All months previous paid to date. I did not get the whole €4000 paid of by the required date, and therefore incurred charges etc... The next...
  6. J

    Health Insurance What happens if i cancel and want to take it out again

    Hi There I have a general query, and I don't know much about the Health Insurance to begin with. My wife has a health insurance policy for herself and our three kids. Have never had to use it thank God. But it is expensive. And our financial situation is not great. My question is, if we...
  7. J

    Mortgage Interest Tax Relief

    Can someone just confirm for me. I built my house in 2010, took out mortgage and have been getting MIR since then and this was due to be finished with in 7 years, ie Dec 17. Is it true now this will continue after Dec 17 depending on what conditions etc. are announced and will it be at the same...
  8. J

    Glo Health Insurance: Experience whith this company good/bad/indifferent?

    Hi There Was just wondering if anyone has had any experiences ( good bad or indifferent ) with GLo Health Health INsurance Plans. They are offering a deal whereby children go free up to their 3rd birthday or to the renewal date after. Sort of sounds too good to be true. Any information would...
  9. J

    Life Insurance, Payment Protection, VHI Query

    Hi There Like almost everyone else in the country we are trying to find ways of saving the pennies these days. And insurance is obviously one way of doing that. However I am not very knowledgeable on the whole insurance side of things and was looking some guidance. It just used to be ( as...
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