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Hi All I am only seeing these threads now. Thanks for all your posts! In summary my situation is as follows: * BOI staff member for 7 years until Dec 2012. I haven't yet contacted the CB or FSO. *Originally on a variable in 2006 for 2 mortgages. Originally thought I was signing up to a...

I am married with 300K to invest. I was considering the NTMA bond over Rabo as the interest rate is better. Can you please provide some guidance on how safe the 4 year NTMA bonds are?

Thanks Brendan. 2 mortgages with the same bank. Its with BOI. Neither mortgages are trackers. How long would I need to wait for the banks to react to the personal insolvency bill?

Thanks for the responses. My bank is BOI. No redundancy payment, no other assets or savings or loans. I would say my chances are good re getting employment but not at a rate that I was on. I am married but my wife's salary is low and we just about met the mortgage repayments if I was...

I currently have a 650k of mortgage debt with my principle residence and an investment property. The joint value of the property's would be around 425k. I recently lost my job and my relatives said they would pool some of their money together to pay a lump sum off my mortgage debt IF the bank...