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    Mortgage approval process

    Does having a property in mind mean putting in a bid or saying 'I saw this house and would like to bid on it' or 'I have put down a holding deposit and will need to know within 2 weeks'? How am I supposed to know if and how much they will actually lend me? There are so many variables at play...
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    Mortgage approval process

    Does it really work this way?! Have other people been doing this? No wonder prices are going up if that's the only way to get a bank to process an application!!!
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    Mortgage approval process

    Thank you Sunny, just to clarify they are not looking at any of my paperwork at all, just asking me about figures so it is not a 'real' approval in principle where I have submitted all the paperwork and they base their approval on that. They are telling me to find a property and THEN they will...
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    Mortgage approval process

    Hello all, I am sure the answer might be out there but I cannot find it. I have been approaching the banks re: mortgage approval. There has been some variation in their requirements etc but they all seem to only be giving this 'approval in principle' only based on the information I give them and...
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    Landlord increasing rent

    Very late reply but for future reference...bullying is because the rent increase was suddenly announced when I dared challenge the landlord on the fact that he had not carried out repairs (i.e. one toilet blocked for 4 months, kitchen splashback broken, roof leaking and serious ventilation...
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    Paid neighbour for faulty car which he has taken back and won't return money.

    Thank you all for the advice (yes indeed paranoid about hazard valparaiso) and here's the update: 1) Gardai advised to contact a solicitor as it would be a civil matter. They also told me that by telling a solicitor there would be a sworn statement regarding the status of the car, which would...
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    Paid neighbour for faulty car which he has taken back and won't return money.

    Absolutely aware of the risks from the outset alright but I suppose was hopeful that there could still be some good faith around and one could trust one's neighbour...price paid for trusting thy neighbour and more faith lost in humanity alright.
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    Paid neighbour for faulty car which he has taken back and won't return money.

    I bought a car in good faith from my next door neighbour who swore it was fine. Long story short the car was not ok at all so he apologised, agreed to take it back and refund the money to me. He took the car back about 10 days ago but of course there's no sign of the money ( he keeps coming up...
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    Company director umbrella company

    I am currently self-employed as a sole trader and working as a contractor as a director of an umbrella limited company. I have been working as a sole trader for 4 years and with the current contract since last August. I am looking to change accountancy firm for the provision of the umbrella...
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    Landlord increasing rent

    Well here is how unfortunately it tends to go...far from tenants bullying landlords, it is the other way around. Long story short: landlord does not fix stuff (e.g. toilet broken for 6 months, refuses to fix a latch on outside door saying we should just leave it open). I patiently wait...
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    Splashbacks - Tiles or Glass

    Hi am looking for a bit of advice. My ladnlord put in a new kitchen as I moved in about 7months ago. 3 months later the glass splashback started cracking (long crack starting at the bottom), which I think is due to the heat of the cooker. I am wondering whether this is normal? I was on to the...
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